Get started the first step to your home loan

A quick chat with one of our home loan experts is all it takes to get you started on your journey.

Talk to one of our home loan experts

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Why Bluestone?

Experience & credibility

With nearly 20 years in the market, our innovative solutions, superior service and commitment to continuous improvement have earned us many industry accolades and awards, including Best Australian Non-Bank 2019.

Personal service

From the moment you contact Bluestone, you’ll be put in touch with your personal loan consultant. They will stay with you as a source of support and information through the entire process.

Flexible solutions

We can find competitive solutions for a wide range of people, from clear credit borrowers and professional property investors, to business owners requiring cash flow support and Aussies struggling with debts or defaults.*
*Lending criteria, terms & conditions, fees and charges apply

Customer success stories

Liza O, QLD

My mortgage specialist Jessica Wilson was the best broker/mortgage provider I have ever dealt with. I have owned a few homes before and never have I had such great service.

Maris E, QLD

Jessica was extremely helpful and supportive from application to settlement. She found me the best possible rate and time frame for my home loan. She was always upfront with me and replied promptly to my emails and phone calls. Given the current climate, Jessica's attention to detail made me feel comfortable and supported. Thank you!!

Steve W, NSW

Bluestone made the whole experience absolutely painless.

Leanne D, QLD

I wouldn't hesitate to recommend Bluestone to anyone requiring a home loan.

Cory D, QLD

I would recommend Bluestone to anyone with out-of-the-norm home loan needs.


Your Bluestone Loan Options

Prime Borrower


Whether you are PAYG or self-employed, Prime offers you the flexibility you need at competitive interest rates. We accept a range of income types, and if you're self-employed, you can verify your income through a number of options.

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Near Prime Borrower

Near Prime

Near Prime might be your fit if you are PAYG or self-employed with clear credit, but  don’t quite meet the requirements to be eligible for Prime. Near Prime offers you more options for consolidating debt, with multiple ways to prove your self-employed income.

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Specialist Borrower


Our Specialist product can help you get back on your feet financially with flexible options for refinance and debt consolidation. No automated credit scoring - we assess each application on a case-by-case basis to fully understand your circumstances.

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Specialist Plus Borrower


Specialist+ might be for you if you find it hard to obtain finance due to previous credit issues, bankruptcy or defaults. No automated credit scoring - we assess each application on a case-by-case basis to fully understand your circumstances.

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