5. Loan Amount rules

The following parameters apply for loan amounts, across Bluestone products:

  • Minimum loan size is $100,000 before fees, loan splits; can be up to and including 4 splits, with a minimum of $50,000 per split.
  • Maximum individual loan size is $1,500,000 inclusive of fees subject to product, location and LVR rules
  • Non-metro locations; Maximum of $750,000 inclusive of fees.
  • Non-metro WA is not acceptable
Metro - Sydney & Melbourne
LVR

≤80%

$1,500,000

$1,500,000

$1,000,000

n/a

≤75%

$1,500,000

$1,500,000

$1,000,000

$1,000,000

Metro - Other locations
LVR

≤80%

$1,500,000

$1,500,000

$1,000,000

n/a

≤75%

$1,500,000

$1,500,000

$1,000,000

$1,000,000

Non-Metro (WA Unacceptable)
LVR

≤75%

$750,000

$750,000

$750,000

n/a

≤70%

$750,000

$750,000

$750,000

$750,000

Aggregate exposure limits

  • Fully documented applications: $1.500,000
  • Alternative documentation applications: $1,500,000
  • Specialist+ applications: $1,000,000