2018 saw Bluestone evolve from our traditional specialist niche into a lender for more and more Australians. This snapshot captures the changes our company is experiencing as it continues to grow.

2018 was a year of change and upheaval in the Australian housing sector, with regulatory shifts and market conditions combining to restrict access to loans from the major banks and drive a growing number of borrowers towards non-banks and alternative lenders.

Amid these conditions, Bluestone experienced a year marked by sustained growth and evolution. A series of rate cuts meant Bluestone’s borrower profile is now skewing increasingly towards near prime borrowers with clear credit profiles, and the specialist loans Bluestone is traditionally known for are starting to make up a smaller percentage of our book.

To capture Bluestone’s journey, we have created the Bluestone Snapshot report, a brief look at where we were in 2018 compared to 2017, and where we are heading in years to come. The snapshot explores the types of borrowers we service, the kinds of loans we write, and our key areas of growth as we head into 2019 and beyond.

Download the report