Get Accredited

 We’re proudly the 

Non-Bank of the Year.

It’s a Bluestone thing.


There’s a reason brokers keep choosing us.

2025 Australian Mortgage Awards and MPA Brokers on Non-Bank Survey

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Grow your business with Bluestone

Supporting our broker network, is a team of experienced, award winning BDMs

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Award-winning 1:1 BDM support

Your dedicated BDM can help grow your business by guiding your applications, identify opportunities and connecting you to the resources you need.

Find your BDM
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Helping you service more customers

We specialise in solutions for your ‘non-standard’ customers. Self-employed, imperfect credit history and complex applications are made easy.

Explore our products
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The right answers, real quick

Through our flexible lending criteria, no-fuss applications and fast assessment, we’re committed to delivering the best experience to you and your customers.

Broker success stories

Solutions for Every Customer

Bluestone helps you deliver ‘yes’ to more kinds customers, the ones the banks often overlook

Low Deposit

Enjoy up to 90% LVR

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Self Employed

Alternative income verification

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Poor Credit

Our flexible approach can help

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Refinancing

Debt consolidation made easy

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Different Circumstances

Circumstances taken into account

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Owner Occupier

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Residential Investment

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SMSF Residential Investment

Events and Webinars

Join us at our next Bluestone broker event, where industry leaders connect, share insights, and unlock new opportunities for growth.

Broker Calculators

Quick access to calculators built for brokers 

Learn and Be Inspired

Keep updated with our latest policy changes and insights in the industry.

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Simplifying SMSF Lending

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Q4 Market Briefing: It’s A Seller’s Market

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Bluestone Named 2025 Non-Bank of the Year – Twice

Bluestone Home Loans named #1 Preferred Non-Bank Lender in MPA’s Broker’s on Non-Bank Survey 2024

We're excited to announce that Bluestone Home Loans has secured the top spot in…

Bluestone awarded 3rd place in MPA’s Broker’s on Non Banks

We're thrilled to have been awarded across multiple categories in MPA's 2023 Brokers on…

Service times: time to assessment <1 business day

Week ending 31 May 2024 Time to file pick up: <1 business day Time…

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Testimonials

What Our Customers
Are Saying

I wouldn't hesitate to recommend Bluestone to anyone requiring a home loan.

Leanne D, QLD

18 July, 2024

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I would recommend Bluestone to anyone with out-of-the-norm home loan needs.

Cory D, QLD

18 July, 2024

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Get accredited with Bluestone today

When you become accredited with Bluestone, you’ll have access to our flexible solutions, allowing you to help more kinds of customers. You’ll also be supported with fast turnaround times, access to real experts so you can workshop solutions and get the resources you need to convert more loans.

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Owner Occupier 

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Residential Investment

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SMSF Residential Investment

Have Questions?

We’re always here to help! Check out our full list of FAQs or get in touch with our team.

Can I get help workshopping a current deal?

Absolutely! Our expert BDM team are ready to help you workshop your next deal. Remember, it not a ‘No’ until your BDM says it is.

Find your local BDM

Is Bluestone a bank?

Bluestone is a not a bank, we’re what is known in Australia as a non-bank. This means we don’t offer transaction accounts or credit cards.

Our home loans are also funded in a different way to the banks, giving us flexibility to offer a wider range of home loan products to fit our customers’ needs. Bluestone is funded by warehouse funding facilities. These warehouses are like a huge overdraft that we negotiate with major banks. For each loan we settle, we draw out money to pay our customers.

What does Bluestone specialise in?

We offer a range of home loans for owner-occupiers, property investors and those interested in SMSF property. We specialise in being able to offer loans to borrowers the big banks often overlook, including borrowers who are self-employed or need an alternative way to prove their income