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Following the RBA’s cash rate increase, variable rates for eligible customers will increase by 0.25% p.a. effective 10 Nov 2026.More information here.

Opening the door to home ownership for Australians

We believe life is rarely simple, and home loans should be flexible enough to reflect that. It’s a Bluestone thing.

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Who we are

For more than 25 years, Bluestone Home Loans has helped Australians achieve their property goals.



Founded in 2000, we’re one of Australia’s leading non-bank mortgage lenders, known for taking a broader view of home lending. We’ve built our business around understanding individual circumstances and creating opportunities for people whose financial situations may not fit the traditional mould.



Today, we continue to provide responsible home loan solutions backed by specialist lending expertise, a commitment to service, and a belief that every application should be assessed on its merit.

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Who we’re for

We’re here for Australians with diverse financial journeys.



From self-employed business owners and contractors to investors, growing families and people rebuilding their financial position, we understand that life doesn’t always fit neatly into standard lending criteria.



That’s why we take the time to understand the full picture. Considering each application’s individual circumstances to help create pathways to home ownership and financial opportunity for more Australians.

See our community page

25+ years of growth, resilience & broker partnership

Since 2000, our journey has been shaped by growth, resilience and strong broker partnerships. From our first mortgages to new product launches and platform upgrades, each milestone reflects our commitment to evolving with the market and staying focused on lending well.

2026

Breaks originations record with $1.2 billion in new loans settled in a single month.

2025

New brand look launch!

2024

Originated $3.7bn of mortgages · Launched expat mortgage · Won Best NBFI (MPA) · 3 new warehouses

2022

Launched SMSF mortgage

2021

New core lending platform (Mambu)

2019

New product suite including Prime loans

2018

Cerberus acquired Bluestone APAC​

2017

Originated over $1bn of mortgages

2014

Established 2nd AU warehouse​

2007

Bluestone becomes a mortgage manager​

2006

Originated $1.5bn of mortgages​

2004

Launched AU Reverse Mortgage​

2003

Launched NZ originations​

2002

First Sapphire (RMBS) Issuance​

2001

Originated A$50m in mortgages

2000

Founded

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Our leadership

Our leadership team brings deep experience across lending, risk, technology and broker distribution, guiding Bluestone’s long-term strategy and commitment to responsible lending.

Meet our leaders
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Got big dreams? 

Our culture is built around growth, curiosity and support. We encourage our people to think boldly, develop their skills and build meaningful careers, while staying grounded in what matters most, helping others succeed. Because when our people thrive, brokers and borrowers do too.

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What borrowers love about Bluestone 

Read all testimonials

“Very good service, helpful advice and fast outcomes. It was great to have Bluestone help to refinance.”

Gavin, S1 July 2026

“Thanks very much for looking after us when the major banks would not.”

Noel, D5 August 2026

“Bluestone made the process painless. This is exactly what a home buyer needs; to feel secure that everything is moving smoothly.”

Hisam, S6 July 2026

“We can’t thank Bluestone enough for helping us to achieve what we thought would be unachievable.”

Maree, C23 July 2026

“Every step of the way has been easy and didn’t take long for settlement. Will be recommending [Bluestone] to everyone.”

Linda, W6 July 2026

“Bluestone staff were amazing, and [we’re] very happy with making the move to them for our mortgage.”

Julie, W16 July 2026

“Fast approval and makes it so easy with being self employed and owning a company!”

Leah, R5 August 2026

“Very professional team of staff and easy to deal with. Also seamless and transparent in their communication.”

Eloise, P27 July 2026

“Thank you for the quick, hassle-free and professional loan approval.”

Andrew, Y9 July 2026