Webinar
November 18, 2026
Property Market Update
Join Tony MacRae and Tim Lawless as they explore the key trends shaping Australia’s housing market
Voted #1 non-bank lender by brokers
in the MPA Brokers on Non-Banks Survey 2026
Limited time
Anniversary offer!
0.25% p.a. off rates on Commercial & Construction loans*
*Offer applies to new commercial property, SMSF commercial and residential construction loan applications submitted from 2 Nov to 11 Dec 2026 and settled within 6 months. Excludes residential SMSF and all other products. Eligibility criteria, T&Cs, fees and charges apply.
Back for your next deal?
No need to go hunting. We’ve put the essentials right here.
Online credit policy
Serviceability calculator
Product guide
Business activity statements
Acceptable security locations
Find a BDM
Are you new here?
Online serviceability calculator
Business activity statements
Acceptable security locations
Real people, real support
Your local BDM
A quick question. A tricky scenario. A second opinion. Your BDM is here to help.
Events worth leaving your desk for
Insights, updates and conversations that help move deals forward.
Listen to
For brokers who thrive on challenging deals. Tune in for expert perspectives on non-standard lending scenarios and how to get them across the line.
Listen now on:
What brokers love about Bluestone
Expert insights, practical tips, and helpful guides designed to support you at every stage of your property journey.
Learn & be inspired
Keep updated with our latest policy changes and insights in the industry.
9 November, 2026
21. Self-employed borrowers are missing out. Here’s why – with Michael Johnson
Many self-employed borrowers assume getting a home loan will be too hard, and that’s stopping them from entering the market before a lender ever assesses their application. In this episode…
19 October, 2026
20. The biggest mistake people make under pressure – with James Graham
Elite athletes are often thought to be mentally unbreakable. But according to rugby league legend and media personality James Graham, resilience isn’t about pretending you’re okay. It’s about knowing how…
13 October, 2026
Unlocking growth through commercial property lending
As competition in the residential lending market continues to intensify, commercial property lending presents a valuable opportunity for brokers looking to diversify their business, deepen client relationships, and unlock new…
6 October, 2026
19. The property story the media isn’t reporting – with guest, Bianca Field
Everyone’s talking about the property market, but what are buyers actually doing? Bianca Field, Founder of Bought Agency, joins It’s a Broker Thing to share what she’s seeing on the…
21 September, 2026
Spring housing market update: The demand side of the story
During Bluestone’s recent Spring Market Insights webinar, Tim Lawless, Head of Research at Cotality, shared his latest insights on Australia’s housing market.
21 September, 2026
18. 9,000 lives changed by a simple idea. Why choice matters in starting over – with Ren Fernando & Ben Stammer
Most people think homelessness ends when someone gets housing. Ben Stammer and Ren Fernando discovered that’s often when the next challenge begins. In this episode, the Relove co-founders share how…
15 September, 2026
Self-employed borrowers… Hard to reach or overlooked by brokers?
For years, self-employed borrowers have been labelled “complex”. But new research suggests the challenge may not be complexity. It may be visibility.
7 September, 2026
17. The high-performance mindset that separates good from great – with James Graham
What does it take to sustain high performance when talent alone isn’t enough? NRL legend James Graham joins It’s a Broker Thing to share the lessons that shaped his success on and off the…
24 August, 2026
16. The growth strategy most brokers are missing – with guest Aaron Taylor
What if your next growth opportunity isn’t finding more clients, but finding solutions for the ones you already have? In this episode, Bluestone’s Head of Sales Strategy & Performance, Aaron Taylor, shares why more borrowers…
In case you missed anything
We’re always here to help! Check out our full list of FAQs.
- Who does Bluestone consider an expat?
At Bluestone, we consider an expat to be any Australian citizen, or permanent resident, who is living overseas and earning income in a foreign currency.
- What restrictions are there on country of residence?
We can assist customers residing in most countries; however, we’re unable to accept applications from countries that are subject to sanctions as outlined by the Australian Department of Foreign Affairs and Trade (DFAT).
- If I live overseas, do I need to give power of attorney to someone in Australia?
No power of attorney is required. However, you will need an Australian-based representative to help complete certain forms during the application process.
- How much can I borrow with a Bluestone Expat loan?
Depending on your Loan-to-Value Ratio (LVR), you may be able to borrow up to $3 million with a Bluestone Expat loan.
- What does foreign income shading mean?
Income shading is a way lenders account for currency fluctuations when assessing overseas income. At Bluestone, we apply a flat 10% shade to all foreign income to ensure your loan remains affordable even if exchange rates change.
- What does Bluestone specialise in?
We offer a range of home loans for owner-occupiers, property investors and those interested in SMSF property. We specialise in being able to offer loans to borrowers the big banks often overlook, including borrowers who are self-employed or need an alternative way to prove their income
- Is Bluestone a bank?
Bluestone is a not a bank, we’re what is known in Australia as a non-bank. This means we don’t offer transaction accounts or credit cards.
Our home loans are also funded in a different way to the banks, giving us flexibility to offer a wider range of home loan products to fit our customers’ needs. Bluestone is funded by warehouse funding facilities. These warehouses are like a huge overdraft that we negotiate with major banks. For each loan we settle, we draw out money to pay our customers.
- Can I get help workshopping a current deal?
Absolutely! Our expert BDM team are ready to help you workshop your next deal. Remember, it not a ‘No’ until your BDM says it is.