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Say 'yes' to flexible policies

Grow your business this spring

*Loan eligibility and borrowing amounts are subject to Bluestone lending criteria.

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Flexible home loan

Solutions

Grow your business with Bluestone

Supporting our broker network, is a team of experienced, award winning BDMs

Award-winning 1:1 BDM Support

Your dedicated BDM can help grow your business by guiding your applications, identify opportunities and connecting you to  the resources you need.

Find a BDM

Helping you service more customers

We specialise in solutions your ‘non-standard’ customers. Self-employed, imperfect credit history and complex applications are made easy.

Explore our products

The right answers, real quick

Through our flexible lending criteria, no-fuss applications and fast assessment, we’re committed to delivering the best experience to you and your customers.

Broker Success Stories

Our home loan products

Grow your business with one of Australia’s leading non-bank lenders.

happy young couple showing keys from hew home together

Owner Occupier 

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moving, buying a home. family shooting.

Residential Investment

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cheerful embraced senior couple during home renovation process.

SMSF Residential Investment

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Solutions for Every Customer

Bluestone helps you deliver ‘yes’ to more kinds customers, the ones the banks often overlook

Low Savings

Up to 90% LVR on some products

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Self Employed

Alt Doc made easy

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Poor Credit

Flexible credit policies

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Refinancing

Unlimited debt con, including ATO debts

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Different Circumstances

Individual circumstances considered

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Low Savings

Up to 90% LVR on some products

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Self Employed

Alt Doc made easy

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Poor Credit

Flexible credit policies

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Refinancing

Unlimited debt con, including ATO debts

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Different Circumstances

Individual circumstances considered

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Broker Calculators

Quick access to calculators built for brokers 

Learn and Be Inspired

Keep updated with our latest policy changes and insights in the industry.

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5 Benefits of Debt Consolidation

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Individual vs Corporate SMSF Trustees

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Exploring Trends in Australia’s Property Market

Bluestone awarded 3rd place in MPA’s Broker’s on Non Banks

We're thrilled to have been awarded across multiple categories in MPA's 2023 Brokers on…

Service times: time to assessment <1 business day

Week ending 31 May 2024 Time to file pick up: <1 business day Time…

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See why Borrowers and Brokers love us

Check out Bluestone Home Loans Reviews

I wouldn't hesitate to recommend Bluestone to anyone requiring a home loan.

Leanne D, QLD

18 July, 2024

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I would recommend Bluestone to anyone with out-of-the-norm home loan needs.

Cory D, QLD

18 July, 2024

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Not Accredited?

When you become accredited with Bluestone, you’ll have access to our flexible solutions, allowing you to help more kinds of customers. You’ll also be supported with fast turnaround times, access to real experts so you can workshop solutions and get the resources you need to convert more loans.

Have Questions?

We’re always here to help! Check out our full list of FAQs or get in touch with our team.

Can I get help workshopping a current deal?

Absolutely! Our expert BDM team are ready to help you workshop your next deal. Remember, it not a ‘No’ until your BDM says it is.

Find your local BDM here

Is Bluestone a bank?

Bluestone is a not a bank, we’re what is known in Australia as a non-bank. This means we don’t offer transaction accounts or credit cards.

Our home loans are also funded in a different way to the banks, giving us flexibility to offer a wider range of home loan products to fit our customers’ needs. Bluestone is funded by warehouse funding facilities. These warehouses are like a huge overdraft that we negotiate with major banks. For each loan we settle, we draw out money to pay our customers.

What does Bluestone specialise in?

We offer a range of home loans for owner-occupiers, property investors and those interested in SMSF property. We specialise in being able to offer loans to borrowers the big banks often overlook, including borrowers who are self-employed or need an alternative way to prove their income