Call a Bluestone specialist
More personal home loan solutions
We’ll help find the right loan for you
Solutions to fit more Aussies, more often
What’s your situation?
Affordability
‘I’ve spent too much of my deposit’If you don’t have a 20% deposit, we can help
Self employed
‘I run my own business’If you don’t have all of your paperwork handy, we can help
Credit impared
‘My credit rating is low’If it’s been difficult to keep up with payments, we can help
Cash flow need
‘I need to fund my own business’If you need access to cash using the equity in your home, we can help
Different circumstances
‘I'm a single parent with two jobs’If you have alternative sources of income, we can help
Life event
‘I'm still trying to pick up the pieces'If you’ve been affected by a significant life event, we can help
REFINANCE
‘My situation has changed’If it’s time to review your mortgage, we can help
What solution is right for me?
Tell us a little bit about what you’re looking for and we’ll help find a homeloan solution your needs.
We’ll also provide you with a Blue Number so you can keep your loan search information
Find out your repayments
Use our calculator to see what your repayments might look like
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All applications are subject to credit assessment and loan eligibility criteria.
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Why Bluestone?
Different needs, personalised solution
At Bluestone Home Loans, we’re in the business of finding loans to fit people, not the other way around. At a time when fewer borrowers fit into a tidy little box, Bluestone Home Loans help you find a home loan to fit your lifestyle and solution.
Faster, easier loan approvals
Bluestone offers streamlined and flexible loan approval with no credit scoring. With access to a broad range of products, we make it much more likely that you will get your home loan approved.
Personal support when you need it
Life doesn’t end at loan approval. Our dedicated customer service team has your back, whether you need help renovating, want to get a handle on your debt, or your situation has changed and you want to switch products.
What our customers are saying
FAQ's
What type of loans do you offer?
We offer a range of home loans for owner-occupiers and property investors, including borrowers who are self-employed or need an alternative way to prove their income.
Does Bluestone charge lender's mortgage insurance?
At Bluestone, we don’t charge lender’s mortgage insurance (LMI), however we do charge a risk fee on some of our products.
Does Bluestone have a redraw account?
Yes, we have both! You can find more information about our offset account here.
Is Bluestone a bank?
Bluestone is a non-bank. This means we don’t offer transaction accounts or credit cards. Our home loans are funded in a different way to the banks, which gives us flexibility to offer a wider range of home loan products to fit our customers’ needs.