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More personal home loan solutions

We help customers the banks often overlook

Solutions to fit more Aussies, more often

Simple process

Personalised solutions

Personal specialist

Fast turnaround

Home loans for more Aussies

  • Affordability

    ‘I’ve spent too much of my deposit’

    If you don’t have a 20% deposit, we can help

    Find out more

  • Self employed

    ‘I run my own business’

    If you don’t have all of your paperwork handy, we can help

    Find out more

  • Credit impared

    ‘My credit rating is low’

    If it’s been difficult to keep up with payments, we can help 

    Find out more

  • Cash flow need

    ‘I need to fund my own business’

    If you need access to cash using the equity in your home, we can help

    Find out more

  • Different circumstances

    ‘I'm a single parent with two jobs’

    If you have alternative sources of income, we can help

    Find out more

  • Life event

    ‘I'm still trying to pick up the pieces'

    If you’ve been affected by a significant life event, we can help

    Find out more


    ‘My situation has changed’

    If it’s time to review your mortgage, we can help

    Find out more

Find out your repayments

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All applications are subject to credit assessment and loan eligibility criteria.

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Why Bluestone?

Different needs, personalised solution

At Bluestone Home Loans, we’re in the business of finding loans to fit people, not the other way around. At a time when fewer borrowers fit into a tidy little box, Bluestone Home Loans help you find a home loan to fit your lifestyle and solution. 

Faster, easier loan approvals

Bluestone offers streamlined and flexible loan approval with no credit scoring. With access to a broad range of products, we make it much more likely that you will get your home loan approved.

Personal support when you need it

Life doesn’t end at loan approval. Our dedicated customer service team has your back, whether you need help renovating, want to get a handle on your debt, or your situation has changed and you want to switch products.

More about Bluestone

What our customers are saying

" The customer service from this lender was outstanding. I was unconditional within days of submitting my application. Thank you Jess for making our dreams come true. "

Cherie O, NSW

" My mortgage specialist Jessica Wilson was the best broker/mortgage provider I have ever dealt with. I have owned a few homes before and never have I had such great service. "

Liza O, QLD

" Jessica was extremely helpful and supportive from application to settlement. She found me the best possible rate and time frame for my home loan. Given the current climate, Jessica's attention to detail made me feel comfortable and supported. "

Maris E, QLD

" Bluestone made the whole experience absolutely painless. "

Steve W, NSW

" Bluestone's customer service is definitely something which other institutions should be striving for. "

Neil B, NSW

" I wouldn't hesitate to recommend Bluestone to anyone requiring a home loan. "

Leanne D, QLD

" My sincere appreciation and thanks to Hai for his outstanding customer service throughout my mortgage refinance with Bluestone. My case was a bit complicated but Hai took the time to explain and workshop through options available that best suited my situation. "

Tom T, NSW


  • What type of loans do you offer?

    We offer a range of home loans for owner-occupiers and property investors, including borrowers who are self-employed or need an alternative way to prove their income.

  • Does Bluestone charge lender's mortgage insurance?

    At Bluestone, we don’t charge lender’s mortgage insurance (LMI), however we do charge a risk fee on some of our products.

  • Is Offset available on Bluestone home loans?

    Yes, it is! You can find more information about our offset account here.

  • Is Bluestone a bank?

    Bluestone is a non-bank. This means we don’t offer transaction accounts or credit cards. Our home loans are funded in a different way to the banks, which gives us flexibility to offer a wider range of home loan products to fit our customers’ needs.

More FAQ's