Resources

Browse our library of handy tips, guides and expert insights designed to assist you at any stage of your home loan journey.

Repayment Calculator

Designed to assist you at any stage of your home loan journey

Insights & News

Stay updated on the latest insights and news

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Managing your loan

Help Guide for managing your Bluestone account online

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The home loan process

Finding the right broker

Customers of Connective Elevate Home Loans: 9 November 2023

Effective Thursday 9 November 2023, all variable interest rates will increase between 0.25% and 0.35%…

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Have Questions?

We’re always here to help! Check out our full list of FAQs or get in touch with our team.

Am I eligible for a Bluestone home loan?

To be eligible for a Bluestone home loan you need to be:

  • An Australian citizen or permanent resident living in Australia
  • Over 18 years old
  • Employed (includes self-employed)
  • Buying or refinancing an established residential property – not off the plan or construction
  • An owner occupier or investor (your loan purpose will affect your rates)
  • Looking to borrow between $100,000 and $3m.

Does Bluestone charge lender’s mortgage insurance?

At Bluestone, we don’t charge lender’s mortgage insurance (LMI), however we do charge a risk fee on some of our products.

Does Bluestone offer line of credit?

Yes. We offer a line of credit of up to $500,000 on Prime and and Near Prime full doc and $200,000 on other products except for Specialist +.

Can I get a home loan if I’m bankrupt?

Depending on your circumstances you may be able to get a home loan if you have a previous bankruptcy. Our Specialist and Specialist+ products are intended to help borrowers who are recovering from previous difficulties. Find out more here or call us on 13 25 83 to talk to a loan specialist about your individual situation.