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Insights & News
Stay updated on the latest insights and news
Rate Change Notice for Existing Bluestone Variable Rate Customers
Following the RBA's September 2026 cash rate increase, variable interest rates for existing customers…
We’re making some changes to our fees and charges
From Mon 16 Nov 2026, we're updating some of the fees and charges that…
Proposed Tax Changes, What You Should Know
The Federal Budget included proposed changes to negative gearing, capital gains tax and trust…
Have Questions?
We’re always here to help! Check out our full list of FAQs or get in touch with our team.
Am I eligible for a Bluestone home loan?
Am I eligible for a Bluestone home loan?
To be eligible for a Bluestone home loan you need to be:
- An Australian citizen or permanent resident living in Australia
- Over 18 years old
- Employed (includes self-employed)
- Buying or refinancing an established residential property – not off the plan or construction
- An owner occupier or investor (your loan purpose will affect your rates)
- Looking to borrow between $100,000 and $3m.
Does Bluestone charge lender’s mortgage insurance?
Does Bluestone charge lender’s mortgage insurance?
At Bluestone, we don’t charge lender’s mortgage insurance (LMI), however we do charge a risk fee on some of our products.
Can I get a home loan if I’ve been bankrupt?
Can I get a home loan if I’ve been bankrupt?
In some cases, yes. We look at your situation as a whole, not just your past. If you’re back on track, there may be options to explore.
Have a chat with your mortgage broker, they can help you understand what could be possible based on where you’re at today.