Our flexible loan options help everyday Aussies; from investors and owners, to expats and those building their dream.
Whether you’re buying, investing or refinancing, we offer a range of loan solutions to suit different goals and circumstances.
Our curated selection of the latest market insights, guides and tactics to help achieve your property ambitions.
Are you self-employed? Wondering if you may be eligible for a construction loan? Worried about the income verification requirements? Eligible borrowers applying for a Bluestone Home Loans Alt Doc construction…
Using a self-managed super fund (SMSF) to purchase commercial property is an option many Australians consider as part of their retirement investment strategy. While SMSFs can invest in commercial property…
Running your own business often means thinking differently about property ownership. Whether you’re purchasing premises for your business, expanding your investment portfolio, or refinancing an existing commercial property, securing finance…
Renovating may be the more attractive option if your home has a sound structure, suits your location and can accommodate the changes you need. Rebuilding may make more sense when…
If you’re self-employed, refinancing your home loan can feel more complicated than it should.
Running your own business shouldn’t mean putting your property goals on hold. Yet many self-employed Australians still wonder if getting a home loan will be harder because they work for themselves.
A commercial property loan can help fund the purchase of a business premises, refinance existing commercial debt, unlock equity or invest in commercial real estate. The right option depends on your goals, business needs and…
Self-employed Australians can apply for commercial property loans to purchase business premises, warehouses, retail spaces or commercial investment properties. While the application process may involve additional financial documentation, many lenders understand that business owners often earn…
Building your dream home means creating a space that’s uniquely yours, from the layout and finishes to the features that matter most to your family.
We can’t help with setting up your new TV. Home loan questions? That’s more our thing.
We offer a range of home loans for owner-occupiers and property investors, including borrowers who are self-employed or need an alternative way to prove their income.
To be eligible for a Bluestone home loan you need to be:
At Bluestone, we don’t charge lender’s mortgage insurance (LMI), however we do charge a risk fee on some of our products.
Yes, it is! You can find more information about our offset account here.
Absolutely! Many of our customers are self-employed and we offer a few different ways for you to prove your income for a self-employed home loan using tax returns, BAS statements, business bank statements and more.
It is possible to get a home loan with bad credit, depending on the circumstances. At Bluestone we have loans designed specifically for borrowers who are recovering from previous financial difficulties. Get in touch with our friendly team to chat about your situation and find out if we can help.
In some cases, yes. We look at your situation as a whole, not just your past. If you’re back on track, there may be options to explore.
Have a chat with your mortgage broker, they can help you understand what could be possible based on where you’re at today.
