We look beyond the numbers to help more Australians achieve their property ambitions.
Every borrower is different. That’s why we take the time to understand your circumstances and find a solution that fits.
Discover how to achieve your property dreams while owning your own business.
Consolidate debts, access equity and more by refinancing your loan.
We assess applications on your current situation, not just past credit blips.
We could help you get started with just a 10% deposit on certain loans.
Recovering from a life event? We help your property ambitions get back on-track.
Unique income? We help you achieve your property goals without a PAYG income.
Everything from repayments to refinancing, minus the complicated bits.
Are you self-employed? Wondering if you may be eligible for a construction loan? Worried about the income verification requirements? Eligible borrowers applying for a Bluestone Home Loans Alt Doc construction…
Using a self-managed super fund (SMSF) to purchase commercial property is an option many Australians consider as part of their retirement investment strategy. While SMSFs can invest in commercial property…
Running your own business often means thinking differently about property ownership. Whether you’re purchasing premises for your business, expanding your investment portfolio, or refinancing an existing commercial property, securing finance…
Renovating may be the more attractive option if your home has a sound structure, suits your location and can accommodate the changes you need. Rebuilding may make more sense when…
If you’re self-employed, refinancing your home loan can feel more complicated than it should.
Running your own business shouldn’t mean putting your property goals on hold. Yet many self-employed Australians still wonder if getting a home loan will be harder because they work for themselves.
A commercial property loan can help fund the purchase of a business premises, refinance existing commercial debt, unlock equity or invest in commercial real estate. The right option depends on your goals, business needs and…
Self-employed Australians can apply for commercial property loans to purchase business premises, warehouses, retail spaces or commercial investment properties. While the application process may involve additional financial documentation, many lenders understand that business owners often earn…
Building your dream home means creating a space that’s uniquely yours, from the layout and finishes to the features that matter most to your family.
We’re always here to help! Check out our full list of FAQs.
The best way to apply is to take our Find your Fit journey. Answer a few questions to get an indicative idea of your rate and repayments, and leave your contact details so one of our team can get in touch and arrange a time to chat.
Our friendly loan specialists are on hand to help you with your loan application every step of the way. You can get in touch on 1300 608 658, contactus@bluestone.com.au or by filling out our enquiry form here.
We take a number of different factors into account when deciding how much you’re eligible to borrow. These include your income, expenses, any other debts and your financial history. We also look at the value of your security property and where it’s located.
Yes. Many of our borrowers are first home buyers. However, we don’t accept the first home buyer’s grant.
No – at Bluestone we don’t accept guarantors on home loans for individuals.
Yes – we don’t require what’s known as genuine savings at Bluestone. This means you can use gifted funds for your purchase.
Yes, you can apply for a home loan in a company name or a discretionary, unit or family trust. We allow a maximum of four applicants on a loan. If there is a company or trust involved, each director will need to be a guarantor on the application.
