Our Rates - Bluestone Home Loans - Consumer

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Bluestone product rates

Choose your loan type to view the different rates for our products below.

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LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	IO Comparison Rate**	Risk Fee
≤ 60%	7.29% pa	7.50% pa	7.59% pa	7.80% pa	-
≤ 65%	7.29% pa	7.50% pa	7.59% pa	7.80% pa	-
≤ 70%	7.29% pa	7.50% pa	7.59% pa	7.80% pa	-
≤ 75%	7.44% pa	7.65% pa	7.74% pa	7.95% pa	-
≤ 80%	7.44% pa	7.65% pa	7.74% pa	7.95% pa	-
≤ 85%	7.99% pa	8.20% pa	8.29% pa	8.49% pa	-
≤ 90%	8.39% pa	8.71% pa	8.69% pa	9.01% pa	1.00%

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LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	IO Comparison Rate**	Risk Fee
≤ 60%	7.39% pa	7.60% pa	7.69% pa	7.90% pa	-
≤ 65%	7.39% pa	7.60% pa	7.69% pa	7.90% pa	-
≤ 70%	7.39% pa	7.60% pa	7.69% pa	7.90% pa	-
≤ 75%	7.54% pa	7.75% pa	7.84% pa	8.05% pa	-
≤ 80%	7.54% pa	7.75% pa	7.84% pa	8.05% pa	-
≤ 85%	8.49% pa	8.75% pa	8.79% pa	9.05% pa	0.50%
≤ 90%	9.49% pa	9.94% pa	9.79% pa	10.25% pa	2.00%

Full Doc

LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	IO Comparison Rate**	Risk Fee
≤ 60%	7.59% pa	7.80% pa	7.89% pa	8.10% pa	-
≤ 65%	7.59% pa	7.80% pa	7.89% pa	8.10% pa	-
≤ 70%	7.59% pa	7.80% pa	7.89% pa	8.10% pa	-
≤ 75%	7.74% pa	7.95% pa	8.04% pa	8.25% pa	-
≤ 80%	7.74% pa	7.95% pa	8.04% pa	8.25% pa	-
≤ 85%	8.29% pa	8.49% pa	8.59% pa	8.79% pa	-
≤ 90%	8.69% pa	9.01% pa	8.99% pa	9.31% pa	1.00%

Alt Doc

LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	IO Comparison Rate**	Risk Fee
≤ 60%	7.69% pa	7.90% pa	7.99% pa	8.20% pa	-
≤ 65%	7.69% pa	7.90% pa	7.99% pa	8.20% pa	-
≤ 70%	7.69% pa	7.90% pa	7.99% pa	8.20% pa	-
≤ 75%	7.84% pa	8.05% pa	8.14% pa	8.35% pa	-
≤ 80%	7.84% pa	8.05% pa	8.14% pa	8.35% pa	-
≤ 85%	8.79% pa	9.05% pa	9.09% pa	9.35% pa	0.50%
≤ 90%	9.79% pa	10.25% pa	10.09% pa	10.55% pa	2.00%

Full Doc

LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	IO Comparison Rate**	Risk Fee
≤ 60%	7.64% pa	7.96% pa	7.94% pa	8.56% pa	0.50%
≤ 65%	7.64% pa	7.96% pa	7.94% pa	8.56% pa	0.50%
≤ 70%	7.64% pa	7.96% pa	7.94% pa	8.56% pa	0.50%
≤ 75%	7.89% pa	8.27% pa	8.19% pa	8.87% pa	1.00%
≤ 80%	7.89% pa	8.27% pa	8.19% pa	8.87% pa	1.00%
≤ 85%	8.54% pa	8.98% pa	8.84% pa	9.58% pa	1.50%
≤ 90%	9.04% pa	9.55% pa	9.34% pa	10.15% pa	2.00%

Alt Doc

LVR	Principal & Interest Rate	Comparison Rate**	IO Rate	IO Comparison Rate**	Risk Fee
≤ 60%	7.74% pa	8.06% pa	8.04% pa	8.66% pa	0.50%
≤ 65%	7.74% pa	8.06% pa	8.04% pa	8.66% pa	0.50%
≤ 70%	7.74% pa	8.06% pa	8.04% pa	8.66% pa	0.50%
≤ 75%	7.99% pa	8.40% pa	8.29% pa	9.00% pa	1.25%
≤ 80%	7.99% pa	8.40% pa	8.29% pa	9.00% pa	1.25%
≤ 85%	8.64% pa	9.14% pa	8.94% pa	9.75% pa	2.00%
≤ 90%	9.69% pa	10.27% pa	9.99% pa	10.87% pa	2.50%

Full Doc

LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	IO Comparison Rate**	Risk Fee
≤ 60%	7.94% pa	8.26% pa	8.24% pa	8.56% pa	0.50%
≤ 65%	7.94% pa	8.26% pa	8.24% pa	8.56% pa	0.50%
≤ 70%	7.94% pa	8.26% pa	8.24% pa	8.56% pa	0.50%
≤ 75%	8.19% pa	8.57% pa	8.49% pa	8.87% pa	1.00%
≤ 80%	8.19% pa	8.57% pa	8.49% pa	8.87% pa	1.00%
≤ 85%	8.84% pa	9.28% pa	9.14% pa	9.58% pa	1.50%
≤ 90%	9.34% pa	9.85% pa	9.64% pa	10.15% pa	2.00%

Alt Doc

LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	IO Comparison Rate**	Risk Fee
≤ 60%	8.04% pa	8.36% pa	8.34% pa	8.66% pa	0.50%
≤ 65%	8.04% pa	8.36% pa	8.34% pa	8.66% pa	0.50%
≤ 70%	8.04% pa	8.36% pa	8.34% pa	8.66% pa	0.50%
≤ 75%	8.29% pa	8.70% pa	8.59% pa	9.00% pa	1.25%
≤ 80%	8.29% pa	8.70% pa	8.59% pa	9.00% pa	1.25%
≤ 85%	8.94% pa	9.44% pa	9.24% pa	9.75% pa	2.00%
≤ 90%	9.99% pa	10.57% pa	10.29% pa	10.87% pa	2.50%

Full Doc

LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	IO Comparison Rate**	Risk Fee
≤ 60%	8.54% pa	8.89% pa	8.84% pa	9.49% pa	0.75%
≤ 65%	8.54% pa	8.89% pa	8.84% pa	9.49% pa	0.75%
≤ 70%	8.54% pa	8.89% pa	8.84% pa	9.49% pa	0.75%
≤ 75%	8.74% pa	9.18% pa	9.04% pa	9.79% pa	1.50%
≤ 80%	8.74% pa	9.18% pa	9.04% pa	9.79% pa	1.50%
≤ 85%	9.74% pa	10.26% pa	10.04% pa	10.86% pa	2.00%

Alt Doc

LVR	Principal & Interest Rate	Comparison Rate**	IO Comparison Rate**	IO Comparison Rate**	Risk Fee
≤ 60%	8.64% pa	9.02% pa	8.94% pa	9.63% pa	1.00%
≤ 65%	8.64% pa	9.02% pa	8.94% pa	9.63% pa	1.00%
≤ 70%	8.64% pa	9.02% pa	8.94% pa	9.63% pa	1.00%
≤ 75%	8.84% pa	9.28% pa	9.14% pa	9.89% pa	1.50%
≤ 80%	8.84% pa	9.34% pa	9.14% pa	9.95% pa	2.00%
≤ 85%	9.84% pa	10.48% pa	10.14% pa	11.09% pa	3.00%

Full Doc

LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	Comparison IO Rate**	Doc Risk Fee
≤ 60%	8.84% pa	9.19% pa	9.14% pa	9.49% pa	0.75%
≤ 65%	8.84% pa	9.19% pa	9.14% pa	9.49% pa	0.75%
≤ 70%	8.84% pa	9.19% pa	9.14% pa	9.49% pa	0.75%
≤ 75%	9.04% pa	9.48% pa	9.34% pa	9.79% pa	1.50%
≤ 80%	9.04% pa	9.48% pa	9.34% pa	9.79% pa	1.50%
≤ 85%	10.04% pa	10.56% pa	10.34% pa	10.86% pa	2.00%

Alt Doc

LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	Comparison IO Rate**	Doc Risk Fee
≤ 60%	8.94% pa	9.32% pa	9.24% pa	9.63% pa	1.00%
≤ 65%	8.94% pa	9.32% pa	9.24% pa	9.63% pa	1.00%
≤ 70%	8.94% pa	9.32% pa	9.24% pa	9.63% pa	1.00%
≤ 75%	9.14% pa	9.58% pa	9.44% pa	9.89% pa	1.50%
≤ 80%	9.14% pa	9.64% pa	9.44% pa	9.95% pa	2.00%
≤ 85%	10.14% pa	10.78% pa	10.44% pa	11.09% pa	3.00%

Full Doc

LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	IO Comparison Rate**	Risk Fee
≤ 60%	9.59% pa	9.98% pa	9.89% pa	10.58% pa	1.00%
≤ 65%	9.59% pa	9.98% pa	9.89% pa	10.58% pa	1.00%
≤ 70%	9.59% pa	9.98% pa	9.89% pa	10.58% pa	1.0%
≤ 75%	9.74% pa	10.19% pa	10.04% pa	10.80% pa	1.50%
≤ 80%	9.74% pa	10.26% pa	10.04% pa	10.86% pa	2.00%

Alt Doc

LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	IO Comparison Rate**	Risk Fee
≤ 60%	9.69% pa	10.14% pa	9.99% pa	10.75% pa	1.50%
≤ 65%	9.69% pa	10.14% pa	9.99% pa	10.75% pa	1.50%
≤ 70%	9.69% pa	10.14% pa	9.99% pa	10.75% pa	1.50%
≤ 75%	9.94% pa	10.52% pa	10.24% pa	11.13% pa	2.50%
≤ 80%	9.94% pa	10.52% pa	10.24% pa	11.13% pa	2.50%

Full Doc

LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	IO Comparison Rate**	Risk Fee
≤ 60%	9.89% pa	10.28% pa	10.19% pa	10.58% pa	1.00%
≤ 65%	9.89% pa	10.28% pa	10.19% pa	10.58% pa	1.00%
≤ 70%	9.89% pa	10.28% pa	10.19% pa	10.58% pa	1.0%
≤ 75%	10.04% pa	10.49% pa	10.34% pa	10.80% pa	1.50%
≤ 80%	10.04% pa	10.56% pa	10.34% pa	10.86% pa	2.00%

Alt Doc

LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	IO Comparison Rate**	Risk Fee
≤ 60%	9.99% pa	10.14% pa	10.29% pa	10.75% pa	1.50%
≤ 65%	9.99% pa	10.14% pa	10.29% pa	10.75% pa	1.50%
≤ 70%	9.99% pa	10.14% pa	10.29% pa	10.75% pa	1.50%
≤ 75%	10.24% pa	10.52% pa	10.54% pa	11.13% pa	2.50%
≤ 80%	10.24% pa	10.52% pa	10.54% pa	11.13% pa	2.50%