Our Rates - Bluestone Home Loans - Consumer

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Bluestone product rates

Choose your loan type to view the different rates for our products below.

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LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	IO Comparison Rate**	Risk Fee
≤ 60%	7.19% pa	7.24% pa	7.49% pa	7.54% pa	-
≤ 65%	7.19% pa	7.24% pa	7.49% pa	7.54% pa	-
≤ 70%	7.24% pa	7.29% pa	7.54% pa	7.59% pa	-
≤ 75%	7.34% pa	7.39% pa	7.64% pa	7.69% pa	-
≤ 80%	7.44% pa	7.49% pa	7.74% pa	7.79% pa	-
≤ 85%	7.99% pa	8.05% pa	8.29% pa	8.35% pa	-
≤ 90%	8.39% pa	8.45% pa	8.69% pa	8.75% pa	-

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LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	IO Comparison Rate**	Risk Fee
≤ 60%	7.44% pa	7.49% pa	7.74% pa	7.79% pa	-
≤ 65%	7.44% pa	7.49% pa	7.74% pa	7.79% pa	-
≤ 70%	7.44% pa	7.49% pa	7.74% pa	7.79% pa	-
≤ 75%	7.54% pa	7.59% pa	7.84% pa	7.89% pa	-
≤ 80%	7.54% pa	7.59% pa	7.84% pa	7.89% pa	-
≤ 85%	8.49% pa	8.55% pa	8.79% pa	8.89% pa	-
≤ 90%	9.49% pa	9.74% pa	9.79% pa	8.85% pa	1.85%

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LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	IO Comparison Rate**	Risk Fee
≤ 60%	7.49% pa	7.54% pa	7.79% pa	7.84% pa	-
≤ 65%	7.49% pa	7.54% pa	7.79% pa	7.84% pa	-
≤ 70%	7.54% pa	7.59% pa	7.84% pa	7.89% pa	-
≤ 75%	7.64% pa	7.69% pa	7.94% pa	7.99% pa	-
≤ 80%	7.74% pa	7.79% pa	8.04% pa	8.10% pa	-
≤ 85%	8.29% pa	8.35% pa	8.59% pa	8.65% pa	-
≤ 90%	8.69% pa	8.75% pa	8.99% pa	9.05% pa	-

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LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	IO Comparison Rate**	Risk Fee
≤ 60%	7.74% pa	7.79% pa	8.04% pa	8.10% pa	-
≤ 65%	7.74% pa	7.79% pa	8.04% pa	8.10% pa	-
≤ 70%	7.74% pa	7.79% pa	8.04% pa	8.10% pa	-
≤ 75%	7.84% pa	7.89% pa	8.14% pa	8.20% pa	-
≤ 80%	7.84% pa	7.89% pa	8.14% pa	8.20% pa	-
≤ 85%	8.79% pa	8.89% pa	9.09% pa	9.15% pa	-
≤ 90%	9.79% pa	8.85% pa	10.09% pa	10.34% pa	1.85%

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LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	IO Comparison Rate**	Risk Fee
≤ 60%	7.44% pa	7.70% pa	7.74% pa	8.00% pa	-
≤ 65%	7.44% pa	7.70% pa	7.74% pa	8.00% pa	-
≤ 70%	7.44% pa	7.70% pa	7.74% pa	8.00% pa	-
≤ 75%	7.54% pa	7.89% pa	7.84% pa	8.19% pa	0.75%
≤ 80%	7.54% pa	7.92% pa	7.84% pa	8.22% pa	1.00%
≤ 85%	8.54% pa	8.95% pa	8.84% pa	9.25% pa	1.25%
≤ 90%	8.84% pa	9.33% pa	9.14% pa	9.63% pa	1.85%

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LVR	Principal & Interest Rate	Comparison Rate**	IO Rate	IO Comparison Rate**	Risk Fee
≤ 60%	7.59% pa	7.85% pa	7.89% pa	8.15% pa	-
≤ 65%	7.59% pa	7.85% pa	7.89% pa	8.15% pa	-
≤ 70%	7.59% pa	7.85% pa	7.89% pa	8.15% pa	-
≤ 75%	7.84% pa	8.19% pa	8.14% pa	8.49% pa	0.75%
≤ 80%	7.84% pa	8.22% pa	8.14% pa	8.52% pa	1.00%
≤ 85%	8.84% pa	9.25% pa	9.14% pa	9.56% pa	1.25%
≤ 90%	9.49% pa	9.99% pa	9.79% pa	10.29% pa	1.84%

Full Doc

LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	IO Comparison Rate**	Risk Fee
≤ 60%	7.74% pa	8.00% pa	8.04% pa	8.30% pa	-
≤ 65%	7.74% pa	8.00% pa	8.04% pa	8.30% pa	-
≤ 70%	7.74% pa	8.00% pa	8.04% pa	8.30% pa	-
≤ 75%	7.84% pa	8.19% pa	8.14% pa	8.49% pa	0.75%
≤ 80%	7.84% pa	8.22% pa	8.14% pa	8.52% pa	1.00%
≤ 85%	8.84% pa	9.25% pa	9.14% pa	9.56% pa	1.25%
≤ 90%	9.14% pa	9.63% pa	9.44% pa	9.93% pa	1.85%

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LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	IO Comparison Rate**	Risk Fee
≤ 60%	7.89% pa	8.15% pa	8.19% pa	8.45% pa	-
≤ 65%	7.89% pa	8.15% pa	8.19% pa	8.45% pa	-
≤ 70%	7.89% pa	8.15% pa	8.19% pa	8.45% pa	-
≤ 75%	8.14% pa	8.49% pa	8.44% pa	8.79% pa	0.75%
≤ 80%	8.14% pa	8.52% pa	8.44% pa	8.82% pa	1.00%
≤ 85%	9.14% pa	9.56% pa	9.44% pa	9.86% pa	1.25%
≤ 90%	9.79% pa	10.29% pa	10.09% pa	10.59% pa	1.84%

Full Doc

LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	IO Comparison Rate**	Risk Fee
≤ 60%	8.39% pa	8.74% pa	8.69% pa	9.04% pa	0.70%
≤ 65%	8.39% pa	8.74% pa	8.69% pa	9.04% pa	0.70%
≤ 70%	8.39% pa	8.74% pa	8.69% pa	9.04% pa	0.70%
≤ 75%	8.89% pa	9.27% pa	9.19% pa	9.58% pa	1.00%
≤ 80%	8.94% pa	9.36% pa	9.24% pa	9.66% pa	1.25%
≤ 85%	9.94% pa	10.40% pa	10.24% pa	10.70% pa	1.50%

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LVR	Principal & Interest Rate	Comparison Rate**	IO Comparison Rate**	IO Comparison Rate**	Risk Fee
≤ 60%	8.69% pa	9.04% pa	8.99% pa	9.34% pa	0.70%
≤ 65%	8.69% pa	9.04% pa	8.99% pa	9.34% pa	0.70%
≤ 70%	8.69% pa	9.04% pa	8.99% pa	9.34% pa	0.70%
≤ 75%	9.49% pa	9.88% pa	9.79% pa	10.18% pa	1.00%
≤ 80%	9.54% pa	9.96% pa	9.84% pa	10.26% pa	1.25%
≤ 85%	10.54% pa	11.00% pa	10.84% pa	11.31% pa	1.50%

Full Doc

LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	Comparison IO Rate**	Doc Risk Fee
≤ 60%	8.69% pa	9.04% pa	8.99% pa	9.34% pa	0.70%
≤ 65%	8.69% pa	9.04% pa	8.99% pa	9.34% pa	0.70%
≤ 70%	8.69% pa	9.04% pa	8.99% pa	9.34% pa	0.70%
≤ 75%	9.19% pa	9.58% pa	9.49% pa	9.88% pa	1.00%
≤ 80%	9.24% pa	9.66% pa	9.54% pa	9.96% pa	1.25%
≤ 85%	10.24% pa	10.70% pa	10.54% pa	11.00% pa	1.50%

Alt Doc

LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	Comparison IO Rate**	Doc Risk Fee
≤ 60%	8.99% pa	9.34% pa	9.29% pa	9.64% pa	0.70%
≤ 65%	8.99% pa	9.34% pa	9.29% pa	9.64% pa	0.70%
≤ 70%	8.99% pa	9.34% pa	9.29% pa	9.64% pa	0.70%
≤ 75%	9.79% pa	10.18% pa	10.09% pa	10.48% pa	1.00%
≤ 80%	9.84% pa	10.26% pa	10.14% pa	10.57% pa	1.25%
≤ 85%	10.84% pa	11.31% pa	11.14% pa	-	1.50%

Full Doc

LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	IO Comparison Rate**	Risk Fee
≤ 60%	9.09% pa	9.44% pa	9.39% pa	9.74% pa	0.70%
≤ 65%	9.09% pa	9.44% pa	9.39% pa	9.74% pa	0.70%
≤ 70%	9.09% pa	9.48% pa	9.39% pa	9.78% pa	1.0%
≤ 75%	9.84% pa	10.26% pa	10.14% pa	10.57% pa	1.25%
≤ 80%	9.84% pa	10.30% pa	10.14% pa	10.60% pa	1.50%

Alt Doc

LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	IO Comparison Rate**	Risk Fee
≤ 60%	9.39% pa	9.74% pa	9.69% pa	10.04% pa	0.70%
≤ 65%	9.39% pa	9.74% pa	9.69% pa	10.04% pa	0.70%
≤ 70%	9.39% pa	9.78% pa	9.69% pa	10.08% pa	1.00%
≤ 75%	10.14% pa	10.57% pa	10.44% pa	10.87% pa	1.25%
≤ 80%	10.14% pa	10.60% pa	10.44% pa	10.90% pa	1.50%

Full Doc

LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	IO Comparison Rate**	Risk Fee
≤ 60%	9.39% pa	9.74% pa	9.69% pa	10.04% pa	0.70%
≤ 65%	9.39% pa	9.74% pa	9.69% pa	10.04% pa	0.70%
≤ 70%	9.39% pa	9.78% pa	9.69% pa	10.08% pa	1.0%
≤ 75%	10.14% pa	10.57% pa	10.44% pa	10.87% pa	1.25%
≤ 80%	10.14% pa	10.60% pa	10.44% pa	10.90% pa	1.50%

Alt Doc

LVR	Principal & Interest Rate	Comparison Rate**	Interest Only Rate	IO Comparison Rate**	Risk Fee
≤ 60%	9.69% pa	10.04% pa	9.99% pa	10.35% pa	0.70%
≤ 65%	9.69% pa	10.04% pa	9.99% pa	10.35% pa	0.70%
≤ 70%	9.69% pa	10.08% pa	9.99% pa	10.38% pa	1.00%
≤ 75%	10.44% pa	10.87% pa	10.74% pa	11.17% pa	1.25%
≤ 80%	10.44% pa	10.90% pa	10.74% pa	11.21% pa	1.50%