Our Home Loan Rates
Bluestone product rates
Choose your loan type to view the different rates for our products below.
Full Doc
| LVR | Principal & Interest Rate | Comparison Rate** | Interest Only Rate | IO Comparison Rate** | Risk Fee |
|---|---|---|---|---|---|
| ≤ 60% | 7.29% pa | 7.34% pa | 7.59% pa | 7.94% pa | - |
| ≤ 65% | 7.29% pa | 7.34% pa | 7.59% pa | 7.94% pa | - |
| ≤ 70% | 7.29% pa | 7.34% pa | 7.59% pa | 7.94% pa | - |
| ≤ 75% | 7.44% pa | 7.49% pa | 7.74% pa | 8.09% pa | - |
| ≤ 80% | 7.44% pa | 7.49% pa | 7.74% pa | 8.09% pa | - |
| ≤ 85% | 7.99% pa | 8.05% pa | 8.29% pa | 8.65% pa | - |
| ≤ 90% | 8.39% pa | 8.45% pa | 8.69% pa | 9.17% pa | 1.00% |
Alt Doc
| LVR | Principal & Interest Rate | Comparison Rate** | Interest Only Rate | IO Comparison Rate** | Risk Fee |
|---|---|---|---|---|---|
| ≤ 60% | 7.39% pa | 7.44% pa | 7.69% pa | 8.04% pa | - |
| ≤ 65% | 7.39% pa | 7.44% pa | 7.69% pa | 8.04% pa | - |
| ≤ 70% | 7.39% pa | 7.44% pa | 7.69% pa | 8.04% pa | - |
| ≤ 75% | 7.54% pa | 7.59% pa | 7.84% pa | 8.19% pa | - |
| ≤ 80% | 7.54% pa | 7.59% pa | 7.84% pa | 8.19% pa | - |
| ≤ 85% | 8.49% pa | 8.61% pa | 8.79% pa | 9.21% pa | 0.50% |
| ≤ 90% | 9.49% pa | 9.80% pa | 9.79% pa | 10.40% pa | 2.00% |
Full Doc
| LVR | Principal & Interest Rate | Comparison Rate** | Interest Only Rate | IO Comparison Rate** | Risk Fee |
|---|---|---|---|---|---|
| ≤ 60% | 7.59% pa | 7.34% pa | 7.89% pa | 7.94% pa | - |
| ≤ 65% | 7.59% pa | 7.34% pa | 7.89% pa | 7.94% pa | - |
| ≤ 70% | 7.59% pa | 7.34% pa | 7.89% pa | 7.94% pa | - |
| ≤ 75% | 7.74% pa | 7.49% pa | 8.04% pa | 8.09% pa | - |
| ≤ 80% | 7.74% pa | 7.49% pa | 8.04% pa | 8.09% pa | - |
| ≤ 85% | 8.29% pa | 8.05% pa | 8.59% pa | 8.65% pa | - |
| ≤ 90% | 8.69% pa | 8.45% pa | 8.99% pa | 9.17% pa | 1.00% |
Alt Doc
| LVR | Principal & Interest Rate | Comparison Rate** | Interest Only Rate | IO Comparison Rate** | Risk Fee |
|---|---|---|---|---|---|
| ≤ 60% | 7.69% pa | 7.44% pa | 7.99% pa | 8.04% pa | - |
| ≤ 65% | 7.69% pa | 7.44% pa | 7.99% pa | 8.04% pa | - |
| ≤ 70% | 7.69% pa | 7.44% pa | 7.99% pa | 8.04% pa | - |
| ≤ 75% | 7.84% pa | 7.59% pa | 8.14% pa | 8.19% pa | - |
| ≤ 80% | 7.84% pa | 7.59% pa | 8.14% pa | 8.19% pa | - |
| ≤ 85% | 8.79% pa | 8.61% pa | 9.09% pa | 9.21% pa | 0.50% |
| ≤ 90% | 9.79% pa | 9.80% pa | 10.09% pa | 10.40% pa | 2.00% |
Full Doc
| LVR | Principal & Interest Rate | Comparison Rate** | Interest Only Rate | IO Comparison Rate** | Risk Fee |
|---|---|---|---|---|---|
| ≤ 60% | 7.64% pa | 7.96% pa | 7.94% pa | 8.56% pa | 0.50% |
| ≤ 65% | 7.64% pa | 7.96% pa | 7.94% pa | 8.56% pa | 0.50% |
| ≤ 70% | 7.64% pa | 7.96% pa | 7.94% pa | 8.56% pa | 0.50% |
| ≤ 75% | 7.89% pa | 8.27% pa | 8.19% pa | 8.87% pa | 1.00% |
| ≤ 80% | 7.89% pa | 8.27% pa | 8.19% pa | 8.87% pa | 1.00% |
| ≤ 85% | 8.54% pa | 8.98% pa | 8.84% pa | 9.58% pa | 1.50% |
| ≤ 90% | 9.04% pa | 9.55% pa | 9.34% pa | 10.15% pa | 2.00% |
Alt Doc
| LVR | Principal & Interest Rate | Comparison Rate** | IO Rate | IO Comparison Rate** | Risk Fee |
|---|---|---|---|---|---|
| ≤ 60% | 7.74% pa | 8.06% pa | 8.04% pa | 8.66% pa | 0.50% |
| ≤ 65% | 7.74% pa | 8.06% pa | 8.04% pa | 8.66% pa | 0.50% |
| ≤ 70% | 7.74% pa | 8.06% pa | 8.04% pa | 8.66% pa | 0.50% |
| ≤ 75% | 7.99% pa | 8.40% pa | 8.29% pa | 9.00% pa | 1.25% |
| ≤ 80% | 7.99% pa | 8.40% pa | 8.29% pa | 9.00% pa | 1.25% |
| ≤ 85% | 8.64% pa | 9.14% pa | 8.94% pa | 9.75% pa | 2.00% |
| ≤ 90% | 9.69% pa | 10.27% pa | 9.99% pa | 10.87% pa | 2.50% |
Full Doc
| LVR | Principal & Interest Rate | Comparison Rate** | Interest Only Rate | IO Comparison Rate** | Risk Fee |
|---|---|---|---|---|---|
| ≤ 60% | 7.94% pa | 7.96% pa | 8.24% pa | 8.56% pa | 0.50% |
| ≤ 65% | 7.94% pa | 7.96% pa | 8.24% pa | 8.56% pa | 0.50% |
| ≤ 70% | 7.94% pa | 7.96% pa | 8.24% pa | 8.56% pa | 0.50% |
| ≤ 75% | 8.19% pa | 8.27% pa | 8.49% pa | 8.87% pa | 1.00% |
| ≤ 80% | 8.19% pa | 8.27% pa | 8.49% pa | 8.87% pa | 1.00% |
| ≤ 85% | 8.84% pa | 8.98% pa | 9.14% pa | 9.58% pa | 1.50% |
| ≤ 90% | 9.34% pa | 9.55% pa | 9.64% pa | 10.15% pa | 2.00% |
Alt Doc
| LVR | Principal & Interest Rate | Comparison Rate** | Interest Only Rate | IO Comparison Rate** | Risk Fee |
|---|---|---|---|---|---|
| ≤ 60% | 8.04% pa | 8.06% pa | 8.34% pa | 8.66% pa | 0.50% |
| ≤ 65% | 8.04% pa | 8.06% pa | 8.34% pa | 8.66% pa | 0.50% |
| ≤ 70% | 8.04% pa | 8.06% pa | 8.34% pa | 8.66% pa | 0.50% |
| ≤ 75% | 8.29% pa | 8.40% pa | 8.59% pa | 9.00% pa | 1.25% |
| ≤ 80% | 8.29% pa | 8.40% pa | 8.59% pa | 9.00% pa | 1.25% |
| ≤ 85% | 8.94% pa | 9.14% pa | 9.24% pa | 9.75% pa | 2.00% |
| ≤ 90% | 9.99% pa | 10.27% pa | 10.29% pa | 10.87% pa | 2.50% |
Full Doc
| LVR | Principal & Interest Rate | Comparison Rate** | Interest Only Rate | IO Comparison Rate** | Risk Fee |
|---|---|---|---|---|---|
| ≤ 60% | 8.54% pa | 8.89% pa | 8.84% pa | 9.49% pa | 0.75% |
| ≤ 65% | 8.54% pa | 8.89% pa | 8.84% pa | 9.49% pa | 0.75% |
| ≤ 70% | 8.54% pa | 8.89% pa | 8.84% pa | 9.49% pa | 0.75% |
| ≤ 75% | 8.74% pa | 9.18% pa | 9.04% pa | 9.79% pa | 1.50% |
| ≤ 80% | 8.74% pa | 9.18% pa | 9.04% pa | 9.79% pa | 1.50% |
| ≤ 85% | 9.74% pa | 10.26% pa | 10.04% pa | 10.86% pa | 2.00% |
Alt Doc
| LVR | Principal & Interest Rate | Comparison Rate** | IO Comparison Rate** | IO Comparison Rate** | Risk Fee |
|---|---|---|---|---|---|
| ≤ 60% | 8.64% pa | 9.02% pa | 8.94% pa | 9.63% pa | 1.00% |
| ≤ 65% | 8.64% pa | 9.02% pa | 8.94% pa | 9.63% pa | 1.00% |
| ≤ 70% | 8.64% pa | 9.02% pa | 8.94% pa | 9.63% pa | 1.00% |
| ≤ 75% | 8.84% pa | 9.28% pa | 9.14% pa | 9.89% pa | 1.50% |
| ≤ 80% | 8.84% pa | 9.34% pa | 9.14% pa | 9.95% pa | 2.00% |
| ≤ 85% | 9.84% pa | 10.48% pa | 10.14% pa | 11.09% pa | 3.00% |
Full Doc
| LVR | Principal & Interest Rate | Comparison Rate** | Interest Only Rate | Comparison IO Rate** | Doc Risk Fee |
|---|---|---|---|---|---|
| ≤ 60% | 8.84% pa | 8.89% pa | 9.14% pa | 9.49% pa | 0.75% |
| ≤ 65% | 8.84% pa | 8.89% pa | 9.14% pa | 9.49% pa | 0.75% |
| ≤ 70% | 8.84% pa | 8.89% pa | 9.14% pa | 9.49% pa | 0.75% |
| ≤ 75% | 9.04% pa | 9.18% pa | 9.34% pa | 9.79% pa | 1.50% |
| ≤ 80% | 9.04% pa | 9.18% pa | 9.34% pa | 9.79% pa | 1.50% |
| ≤ 85% | 10.04% pa | 10.26% pa | 10.34% pa | 10.86% pa | 2.00% |
Alt Doc
| LVR | Principal & Interest Rate | Comparison Rate** | Interest Only Rate | Comparison IO Rate** | Doc Risk Fee |
|---|---|---|---|---|---|
| ≤ 60% | 8.94% pa | 9.02% pa | 9.24% pa | 9.63% pa | 1.00% |
| ≤ 65% | 8.94% pa | 9.02% pa | 9.24% pa | 9.63% pa | 1.00% |
| ≤ 70% | 8.94% pa | 9.02% pa | 9.24% pa | 9.63% pa | 1.00% |
| ≤ 75% | 9.14% pa | 9.28% pa | 9.44% pa | 9.89% pa | 1.50% |
| ≤ 80% | 9.14% pa | 9.34% pa | 9.44% pa | 9.95% pa | 2.00% |
| ≤ 85% | 10.14% pa | 10.48% pa | 10.44% pa | 11.09% pa | 3.00% |
Full Doc
| LVR | Principal & Interest Rate | Comparison Rate** | Interest Only Rate | IO Comparison Rate** | Risk Fee |
|---|---|---|---|---|---|
| ≤ 60% | 9.59% pa | 9.98% pa | 9.89% pa | 10.58% pa | 1.00% |
| ≤ 65% | 9.59% pa | 9.98% pa | 9.89% pa | 10.58% pa | 1.00% |
| ≤ 70% | 9.59% pa | 9.98% pa | 9.89% pa | 10.58% pa | 1.0% |
| ≤ 75% | 9.74% pa | 10.19% pa | 10.04% pa | 10.80% pa | 1.50% |
| ≤ 80% | 9.74% pa | 10.26% pa | 10.04% pa | 10.86% pa | 2.00% |
Alt Doc
| LVR | Principal & Interest Rate | Comparison Rate** | Interest Only Rate | IO Comparison Rate** | Risk Fee |
|---|---|---|---|---|---|
| ≤ 60% | 9.69% pa | 10.14% pa | 9.99% pa | 10.75% pa | 1.50% |
| ≤ 65% | 9.69% pa | 10.14% pa | 9.99% pa | 10.75% pa | 1.50% |
| ≤ 70% | 9.69% pa | 10.14% pa | 9.99% pa | 10.75% pa | 1.50% |
| ≤ 75% | 9.94% pa | 10.52% pa | 10.24% pa | 11.13% pa | 2.50% |
| ≤ 80% | 9.94% pa | 10.52% pa | 10.24% pa | 11.13% pa | 2.50% |
Full Doc
| LVR | Principal & Interest Rate | Comparison Rate** | Interest Only Rate | IO Comparison Rate** | Risk Fee |
|---|---|---|---|---|---|
| ≤ 60% | 9.89% pa | 9.98% pa | 10.19% pa | 10.58% pa | 1.00% |
| ≤ 65% | 9.89% pa | 9.98% pa | 10.19% pa | 10.58% pa | 1.00% |
| ≤ 70% | 9.89% pa | 9.98% pa | 10.19% pa | 10.58% pa | 1.0% |
| ≤ 75% | 10.04% pa | 10.19% pa | 10.34% pa | 10.80% pa | 1.50% |
| ≤ 80% | 10.04% pa | 10.26% pa | 10.34% pa | 10.86% pa | 2.00% |
Alt Doc
| LVR | Principal & Interest Rate | Comparison Rate** | Interest Only Rate | IO Comparison Rate** | Risk Fee |
|---|---|---|---|---|---|
| ≤ 60% | 9.99% pa | 10.14% pa | 10.29% pa | 10.75% pa | 1.50% |
| ≤ 65% | 9.99% pa | 10.14% pa | 10.29% pa | 10.75% pa | 1.50% |
| ≤ 70% | 9.99% pa | 10.14% pa | 10.29% pa | 10.75% pa | 1.50% |
| ≤ 75% | 10.24% pa | 10.52% pa | 10.54% pa | 11.13% pa | 2.50% |
| ≤ 80% | 10.24% pa | 10.52% pa | 10.54% pa | 11.13% pa | 2.50% |