Home loans for borrowers like you
We offer flexible home loan solutions for borrowers with unique circumstances
Loan approved
$500,000
We make home loans easier
We help Aussies with a variety of financial needs and circumstances to purchase a home, refinance or invest.
Home loans for more Aussies
We’ve helped thousands of Aussies realise their property goals
Investment property
Being self-employed or having imperfect credit shouldn’t close the door on the opportunity to grow your wealth
SMSF Investment
Take charge of your retirement goals. Find out how you can use your SMSF to invest in property.
We demystify all that home loan info
Tools, resources and calculators to help with your home loan journey
Home loan basics, Property investment, Self-employed home loans, The home loan process
Looking to Purchase a Home or Investment Property in 2025?
See why Borrowers and Brokers love us
Check out Bluestone Home Loans reviews
Have Questions?
We’re always here to help! Check out our full list of FAQs or get in touch with our team.
Am I eligible for a Bluestone home loan?
Am I eligible for a Bluestone home loan?
To be eligible for a Bluestone home loan you need to be:
- An Australian citizen or permanent resident living in Australia
- Over 18 years old
- Employed (includes self-employed)
- Buying or refinancing an established residential property – not off the plan or construction
- An owner occupier or investor (your loan purpose will affect your rates)
- Looking to borrow between $100,000 and $3m.
Does Bluestone charge lender’s mortgage insurance?
Does Bluestone charge lender’s mortgage insurance?
At Bluestone, we don’t charge lender’s mortgage insurance (LMI), however we do charge a risk fee on some of our products.
Does Bluestone offer line of credit?
Does Bluestone offer line of credit?
Yes. We offer a line of credit of up to $500,000 on Prime and and Near Prime full doc and $200,000 on other products except for Specialist +.
Can I get a home loan if I’m bankrupt?
Can I get a home loan if I’m bankrupt?
Depending on your circumstances you may be able to get a home loan if you have a previous bankruptcy. Our Specialist and Specialist+ products are intended to help borrowers who are recovering from previous difficulties. Find out more here or call us on 13 25 83 to talk to a loan specialist about your individual situation.
