Internet BankingInvestors

My credit card took a battering

If it's been difficult to keep up with payments, we can help

  • You can consolidate your debt into your home loan for one easy payment, including credit cards and personal loans
  • We accept most types of defaults, late or missed payments and over the limit on credit cards
  • We don’t credit score – we assess each application on a case-by-case basis
  • When you’re back on your feet, you can apply to switch to a loan with a lower rate.
  • Borrow up to $3m*
  • Borrow up to 90% of the value of your property*
  • No Lender Mortgage Insurance (LMI), which could save you thousands
  • Use your home’s equity to get unlimited cash out of your loan (evidence of purpose required over $200k or 50% of valuation)
  • Unlimited debt consolidation available, including ATO debt, business loans and loans from private lenders
  • One day discharge bankrupt accepted
  • One month credit card statement accepted
  • Keep your loan with us and you can apply to switch to a product with a lower interest rate, subject to review

*Subject to location, LVR and product selected

Subject to credit assessment and lending criteria.
Terms and conditions apply. Risk fees may apply.

Choose a home loan rate option that works for you

Variable rates from

7.29%Variable rate
7.24%Comparison rate**
Subject to credit assessment and lending criteria.
Terms and conditions apply. Risk fees may apply.

What solution is right for me?