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Following the RBA’s cash rate increase, variable rates for eligible customers will increase by 0.25% p.a. effective 10 Nov 2026.More information here.

Insights & guides

Browse our library of handy tips, guides and expert insights designed to assist you at any stage of your property journey.

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Construction loans
19 October, 2026

How to get a construction loan when you’re self-employed

Are you self-employed? Wondering if you may be eligible for a construction loan? Worried about the  income verification requirements? Eligible borrowers applying for a Bluestone Home Loans Alt Doc construction…

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happy mature couple meeting with financial advisor or real estate agent at home
Commercial property loans, SMSF loans
18 October, 2026

Buying commercial property through your SMSF: How it works

Using a self-managed super fund (SMSF) to purchase commercial property is an option many Australians consider as part of their retirement investment strategy. While SMSFs can invest in commercial property…

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Commercial property loans
17 October, 2026

Commercial property loans for self-employed borrowers

Running your own business often means thinking differently about property ownership. Whether you’re purchasing premises for your business, expanding your investment portfolio, or refinancing an existing commercial property, securing finance…

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happy couple sitting on the porch
Construction loans
16 October, 2026

Renovate or rebuild? Financing a major renovation in Australia

Renovating may be the more attractive option if your home has a sound structure, suits your location and can accommodate the changes you need. Rebuilding may make more sense when…

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Man standing in front of house with driveway and trees
Self-employed
15 October, 2026

Refinancing your home loan when you’re self-employed

If you’re self-employed, refinancing your home loan can feel more complicated than it should.

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coffee shop, small business and a woman laughing at front door with pride for cafe or restaurant. startup entrepreneur person or waitress happy about service, management and hospitality at store
Self-employed
18 September, 2026

Self-employed and wanting a home loan? Here’s what the research says

Running your own business shouldn’t mean putting your property goals on hold.  Yet many self-employed Australians still wonder if getting a home loan will be harder because they work for themselves. 

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Commercial property loans
11 September, 2026

Buy, refinance or grow? When to use a commercial property loan

A commercial property loan can help fund the purchase of a business premises, refinance existing commercial debt, unlock equity or invest in commercial real estate. The right option depends on your goals, business needs and…

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Commercial property loans
10 September, 2026

Commercial property loans for self-employed Australians

Self-employed Australians can apply for commercial property loans to purchase business premises, warehouses, retail spaces or commercial investment properties. While the application process may involve additional financial documentation, many lenders understand that business owners often earn…

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Construction loans
4 September, 2026

Loans for building your dream home

Building your dream home means creating a space that’s uniquely yours, from the layout and finishes to the features that matter most to your family.  

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construction workers in building site.
Construction loans
16 July, 2026

How construction loan progress payments work

Building a home or taking on a major renovation is exciting, and thankfully, funding your big property dreams can be relatively easy. Construction loans are unique, and come with some…

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Market updates
29 June, 2026

Autumn market update: What the latest housing data actually means

After a few years of record-high prices, the housing market is starting to feel more balanced. If you’re thinking about buying, that could mean more choice, more time to think and more…

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architect renovating a house and discussing ideas with the owners
Construction loans
24 June, 2026

Two loans or one? How to finance your construction project

You’ve found the land, and you can already picture it: more space, a bigger backyard, or a spare room for guests. The dream home feels close. Now comes the practical…

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