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Flexible solutions for unique borrowers

Our options can help you deliver a 'yes' to more clients.

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Owner Occupier

No-fuss applications designed to help you say ‘yes’ to more customers and help them realise their dream of owning a home.

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Residential Investment

Being self-employed or having poor credit shouldn’t close the door on opportunities to regain and grow your customers’ wealth

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SMSF Residential Investment

Help your customers leverage the power of their super and invest in their future.

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Tools & Resources

See all calculators and forms

Learn and Be Inspired

Keep updated with our latest policy changes and insights in the industry.

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High Density Restrictions

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Savvy investors with complex income sources

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Complex Income Verification

Bluestone Home Loans named #1 Preferred Non-Bank Lender in MPA’s Broker’s on Non-Bank Survey 2024

We're excited to announce that Bluestone Home Loans has secured the top spot in…

Bluestone awarded 3rd place in MPA’s Broker’s on Non Banks

We're thrilled to have been awarded across multiple categories in MPA's 2023 Brokers on…

Service times: time to assessment <1 business day

Week ending 31 May 2024 Time to file pick up: <1 business day Time…

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Have Questions?

We’re always here to help! Check out our full list of FAQs or get in touch with our team.

Can I get help workshopping a current deal?

Absolutely! Our expert BDM team are ready to help you workshop your next deal. Remember, it not a ‘No’ until your BDM says it is.

Find your local BDM here

Is Bluestone a bank?

Bluestone is a not a bank, we’re what is known in Australia as a non-bank. This means we don’t offer transaction accounts or credit cards.

Our home loans are also funded in a different way to the banks, giving us flexibility to offer a wider range of home loan products to fit our customers’ needs. Bluestone is funded by warehouse funding facilities. These warehouses are like a huge overdraft that we negotiate with major banks. For each loan we settle, we draw out money to pay our customers.

What does Bluestone specialise in?

We offer a range of home loans for owner-occupiers, property investors and those interested in SMSF property. We specialise in being able to offer loans to borrowers the big banks often overlook, including borrowers who are self-employed or need an alternative way to prove their income