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A lender with policies that make a difference

Through our flexible lending criteria, no-fuss applications and fast assessment, we’re committed to delivering the best experience to you and your customers.

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Owner Occupier

No-fuss applications designed to help you say ‘yes’ to more customers and help them realise their dream of owning a home.

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Residential Investment

Being self-employed or having poor credit shouldn’t close the door on opportunities to regain and grow your customers’ wealth

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SMSF Residential Investment

Help your customers leverage the power of their super and invest in their future.

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Solutions for Every Customer

Bluestone helps you deliver ‘yes’ to more kinds customers, the ones the banks often overlook

Low Savings

Up to 90% LVR on some products

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Self Employed

Alt Doc made easy

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Poor Credit

Flexible credit policies

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Refinancing

Unlimited debt con, including ATO debts

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Different Circumstances

Individual circumstances considered

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Tools & Resources

See all calculators and forms

Learn and Be Inspired

Keep updated with our latest policy changes and insights in the industry.

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Financing Small Apartments

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Vacant Land rather than regional land.

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Investor Trends: Sep 2024 Up Nearly 30% YoY

Bluestone awarded 3rd place in MPA’s Broker’s on Non Banks

We're thrilled to have been awarded across multiple categories in MPA's 2023 Brokers on…

Service times: time to assessment <1 business day

Week ending 31 May 2024 Time to file pick up: <1 business day Time…

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Have Questions?

We’re always here to help! Check out our full list of FAQs or get in touch with our team.

Can I get help workshopping a current deal?

Absolutely! Our expert BDM team are ready to help you workshop your next deal. Remember, it not a ‘No’ until your BDM says it is.

Find your local BDM here

Is Bluestone a bank?

Bluestone is a not a bank, we’re what is known in Australia as a non-bank. This means we don’t offer transaction accounts or credit cards.

Our home loans are also funded in a different way to the banks, giving us flexibility to offer a wider range of home loan products to fit our customers’ needs. Bluestone is funded by warehouse funding facilities. These warehouses are like a huge overdraft that we negotiate with major banks. For each loan we settle, we draw out money to pay our customers.

What does Bluestone specialise in?

We offer a range of home loans for owner-occupiers, property investors and those interested in SMSF property. We specialise in being able to offer loans to borrowers the big banks often overlook, including borrowers who are self-employed or need an alternative way to prove their income