Opening the door to home ownership for Australians

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About Bluestone Home Loans

 

Bluestone Home Loans is an Australian non-bank mortgage lender that helps brokers support clients who do not always fit the traditional lending mould. For more than 25 years, we have worked alongside brokers to assess each application on its merits, not just a checklist.

We believe life is rarely simple, and home loans should be flexible enough to reflect that. It’s a Bluestone thing.

Who we are

 

Founded in 2000, Bluestone was built to support capable, determined Australians with different paths to home ownership. From self-employed borrowers to clients with complex income or credit histories, we take a practical and considered approach to lending.

 
As a non-bank lender, we are funded differently to traditional banks. This allows us to look beyond standard metrics and take the time to understand each borrower’s full financial picture, always through the broker relationship.
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Our leadership

Our leadership team brings deep experience across lending, risk, technology and broker distribution, guiding Bluestone’s long-term strategy and commitment to responsible lending.

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Built for brokers

We partner with brokers across Australia to help them grow their business, navigate complex scenarios and deliver confident solutions to their clients. Our approach is collaborative, transparent and grounded in experience.

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Loans for Australians

We support a wide range of borrowers, including: From self-employed to adverse credit histories. Each application assessed by experienced lending specialists, with a focus on sustainability and responsible outcomes.

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Doing good, together

We are a community of people working toward a fairer and more inclusive future; committed to responsible business practices, diversity and creating a positive impact for and the communities we serve. From supporting gender equity to fostering a strong internal culture, we believe doing the right thing matters.

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Got big dreams? 

Our culture is built around growth, curiosity and support. We encourage our people to think boldly, develop their skills and build meaningful careers, while staying grounded in what matters most, helping others succeed. Because when our people thrive, brokers and borrowers do too.

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A fairer future

Championing diversity and closing the gender pay gap.

The Bluestone journey


Since 2000, our journey has been shaped by growth, resilience and strong broker partnerships. From our first mortgages to new product launches and platform upgrades, each milestone reflects our commitment to evolving with the market and staying focused on lending well.

2000

Founded

2001

Originated A$50m in mortgages

2002

First Sapphire (RMBS) Issuance​

2003

Launched NZ originations​

2004

Launched AU Reverse Mortgage​

2006

Originated $1.5bn of mortgages​

2007

Bluestone becomes a mortgage manager​

2014

Established 2nd AU warehouse​

2017

Originated over $1bn of mortgages​

2018

Cerberus acquired Bluestone APAC​

2019

New Product suite including Prime loans​

2021

New core lending platform (Mambu)​

2022

Launched SMSF mortgage​

2024

Originated $3.7bn of mortgages​

Launched expat mortgage​

Won best NBFI (MPA)​

3 new warehouses​

2025

New brand look launch!

Testimonials

What borrowers and brokers love about Bluestone 

Bluestone made the whole experience absolutely painless.

Steve W, NSW

29 September, 2022

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Bluestone's customer service is definitely something which other institutions should be striving for.

Neil B, NSW

8 June, 2023

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After being refused by banks, Bluestone was the only one to take the time to evaluate our individual circumstances

Andrea S, NSW

23 September, 2023

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I would recommend Bluestone to anyone with out-of-the-norm home loan needs.

Cory D, QLD

16 December, 2023

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I wouldn't hesitate to recommend Bluestone to anyone requiring a home loan.

Leanne D, QLD

4 March, 2024

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For Borrowers

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