Call a Bluestone specialist
My credit card took a battering
If it's been difficult to keep up with payments, we can help
- You can consolidate your debt into your home loan for one easy payment, including credit cards and personal loans
- We accept most types of defaults, late or missed payments and over the limit on credit cards
- We don’t credit score – we assess each application on a case-by-case basis
- When you’re back on your feet, you can apply to switch to a loan with a lower rate.
- Borrow up to $3m*
- Borrow up to 90% of the value of your property*
- No Lender Mortgage Insurance (LMI), which could save you thousands
- Use your home’s equity to get unlimited cash out of your loan (evidence of purpose required over $200k or 50% of valuation)
- Unlimited debt consolidation available, including ATO debt, business loans and loans from private lenders
- One day discharge bankrupt accepted
- One month credit card statement accepted
- Keep your loan with us and you can apply to switch to a product with a lower interest rate, subject to review
*Subject to location, LVR and product selected
Subject to credit assessment and lending criteria.
Terms and conditions apply. Risk fees may apply.
Different loans for different journeys
Specialised home loan solutions to suit your needs
Choose a home loan rate option that works for you
Variable rates from
7.19%Variable rate
7.24%Comparison rate**
Subject to credit assessment and lending criteria.
Terms and conditions apply. Risk fees may apply.
What solution is right for me?
Tell us a little bit about what you’re looking for and we’ll help find a homeloan solution your needs.
We’ll also provide you with a Blue Number so you can keep your loan search information
Bluestone specialist support
We’re here to help. Simply leave your details and query and we’ll get back to you within business hours.