My credit card took a battering
If it's been difficult to keep up with payments, we can help
- You can consolidate your debt into your home loan for one easy payment, including credit cards and personal loans
- We accept most types of defaults, late or missed payments and over the limit on credit cards
- We don’t credit score – we assess each application on a case-by-case basis
- When you’re back on your feet, you can apply to switch to a loan with a lower rate.
- Borrow up to $3m*
- Borrow up to 90% of the value of your property*
- No Lender Mortgage Insurance (LMI), which could save you thousands
- Use your home’s equity to get unlimited cash out of your loan (evidence of purpose required over $200k or 50% of valuation)
- Unlimited debt consolidation available, including ATO debt, business loans and loans from private lenders
- One day discharge bankrupt accepted
- One month credit card statement accepted
- Keep your loan with us and you can apply to switch to a product with a lower interest rate, subject to review
*Subject to location, LVR and product selected
Subject to credit assessment and lending criteria.
Terms and conditions apply. Risk fees may apply.
Choose a home loan rate option that works for you
Variable rates from
7.29%Variable rate
7.24%Comparison rate**
Subject to credit assessment and lending criteria.
Terms and conditions apply. Risk fees may apply.
What solution is right for me?
Tell us a little bit about what you’re looking for and we’ll help find a homeloan solution your needs.
We’ll also provide you with a Blue Number so you can keep your loan search information