Call a Bluestone specialist
I’ve spent too much of my deposit
If you don't have a 20% deposit, we can help
- Borrow up to 90% of the value of your property
- We don’t have Lender’s Mortgage Insurance (LMI), which could save you thousands and get you into your home sooner
- We accept many types of employment, including part time and casual
- We accept non-genuine savings, such as monetary gifts, but you must show ability to repay your loan
- We don’t credit score – we assess each application on a case-by-case basis
- No Lender Mortgage Insurance (LMI), which could save you thousands
- Use your home’s equity to get unlimited cash out of your loan (evidence of purpose required over $200k or 50% of valuation)
- We accept many types of employment, including part time and casual
- Borrow up to $3m*
- Consolidate your debt into your home loan for one easy payment
- Loan defaults up to $500 are accepted if they are paid
- Borrow up to 90% of the value of your property*
*Subject to location, LVR and product selected
Subject to credit assessment and lending criteria.
Terms and conditions apply. Risk fees may apply.
Different loans for different journeys
Specialised home loan solutions to suit your needs
Choose a homeloan rate option that works for you
Variable rates from
7.19%Variable rate
7.24%Comparison rate**
Subject to credit assessment and lending criteria.
Terms and conditions apply. Risk fees may apply.
What solution is right for me?
Tell us a little bit about what you’re looking for and we’ll help find a homeloan solution your needs.
We’ll also provide you with a Blue Number so you can keep your loan search information
Bluestone specialist support
We’re here to help. Simply leave your details and query and we’ll get back to you within business hours.