I’m still trying to pick up the pieces
If you have been affected by a significant life event, we can help
- We can accept past bankruptcy, as well as credit card, personal loan and mortgage defaults
- You can consolidate your debt into your home loan for one easy payment, including ATO debt and business loans
- When you’re back on your feet, you can apply to switch to a loan with a lower rate
- We’re flexible with the types of income we accept, including Jobkeeper and Government assistance payments*
- We don’t credit score – we assess each application on a case-by-case basis
- Borrow up to $3m*
- Borrow up to 90% of the value of your property*
- No Lender Mortgage Insurance (LMI), which could save you thousands
- Use your home’s equity to get unlimited cash out of your loan (evidence of purpose required over $200k or 50% of valuation)
- Unlimited debt consolidation available, including ATO debt, business loans and loans from private lenders
- Self-employed eligibility from 1 year ABN, 1 day GST
- Simple self-employed income verification with a customer declaration and either 6 months business bank statements OR 6 months BAS OR Accountants Letter
- One day discharge bankrupt accepted
- Keep your loan with us and you can apply to switch to a product with a lower interest rate, subject to review
*Subject to location, LVR and product selected
Subject to credit assessment and lending criteria.
Terms and conditions apply. Risk fees may apply.
Choose a home loan rate option that works for you
Variable rates from
7.64%Variable rate
7.70%Comparison rate**
Subject to credit assessment and lending criteria.
Terms and conditions apply. Risk fees may apply.
What solution is right for me?
Tell us a little bit about what you’re looking for and we’ll help find a homeloan solution your needs.
We’ll also provide you with a Blue Number so you can keep your loan search information