Home loans, mortgages, SMSF, LMI… we get it, the whole home loan thing can be confusing so we’ve answered the most common questions here.
Bluestone is a non-bank. This means we don’t offer transaction accounts or credit cards. Our home loans are funded in a different way to the banks, which gives us flexibility to offer a wider range of home loan products to fit our customers’ needs.
Bluestone has offices spread across Australia, New Zealand and the Philippines. We’re not a bank, so we don’t have branches.
Bluestone is funded by warehouse funding facilities. These warehouses are like a huge overdraft that we negotiate with major banks. For each loan we settle, we draw out money to pay our customers.
Bluestone is owned by Cerberus Capital Management, L.P. Cerberus is a global leader in alternative investing with over US$53 billion in assets.
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