Are investment home loan rates higher?
Generally speaking, yes, investment home loan rates are commonly higher than rates for homes you live in. This is mainly because there’s more risk for lenders with investment properties.
Frequently Asked Questions
Home loans, mortgages, SMSF, LMI… we get it, the whole home loan thing can be confusing so we’ve answered the most common questions here.
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What is the minimum LVR for a residential investment loan?
At Bluestone, you can have up to a 90% LVR, if you meet our lending criteria for that threshold.
Can you claim interest on an investment loan?
To determine what you can and cannot claim on your tax return, it’s best if you seek advice from a financial advisor.
Do you offer interest-only terms on investment property loans?
Yes! Like our owner occupier loans, Borrowers can choose between interest only and principal + interest repayment options for their investment loans also. We recommend speaking to your broker about which option is best for you.
Do you offer loans which consider home equity?
Bluestone does not currently offer any home equity loans.
Can we change our owner-occupied loan to an investment loan?
Yes, of course! Reach out to our customer team here to request the change https://bluestone.com.au/contact-us/
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