Frequently Asked Questions

Home loans, mortgages, SMSF, LMI… we get it, the whole home loan thing can be confusing so we’ve answered the most common questions here.

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SMSF Product

Can this investment loan be used for rural property?

Our SMSF loan is available for rural residential properties up to 2 hectares. Other criteria may apply, so we recommend speaking to your broker for advice on your eligibility.

Would we pay capital gains if we use SMSF for a residential investment?

The capital gains tax is aligned to the broader capital gains tax rules within superannuation. We recommend you speak with your financial adviser to consider your personal circumstances.

What fees are a part of this loan package?

There are loan creation and ongoing fees related to the SMSF residential investment loans product. You can see the more common fees  at https://bluestone.com.au/our-rates/. Refer to your loan documentation for confirmation on the fees that relate to you.

Can this be used for overseas properties (outside of Australia)?

Our loans can only be used for Australian domiciled properties.

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