Home loans, mortgages, SMSF, LMI… we get it, the whole home loan thing can be confusing so we’ve answered the most common questions here.
The best way to apply is to take our Find your Fit journey. Answer a few questions to get an indicative idea of your rate and repayments, and leave your contact details so one of our team can get in touch and arrange a time to chat.
Our friendly loan specialists are on hand to help you with your loan application every step of the way. You can get in touch on 1300 608 658, contactus@bluestone.com.au or by filling out our enquiry form here.
We take a number of different factors into account when deciding how much you’re eligible to borrow. These include your income, expenses, any other debts and your financial history. We also look at the value of your security property and where it’s located.
Yes. Many of our borrowers are first home buyers. However, we don’t accept the first home buyer’s grant.
Unfortunately at this time we are not offering construction or off the plan loans.
No – at Bluestone we don’t accept guarantors on home loans for individuals.
Yes – we don’t require what’s known as genuine savings at Bluestone. This means you can use gifted funds for your purchase.
Yes, you can apply for a home loan in a company name or a discretionary, unit or family trust. We allow a maximum of four applicants on a loan. If there is a company or trust involved, each director will need to be a guarantor on the application.
Get in touch with our helpful customer service team who will be able to assist you in getting all the info you're looking for.
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