Flexible loans for all property types.

Our flexible loan options help everyday Aussies; from investors and owners, to expats and SMSFs.

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Our secret? It’s the Bluestone difference

Your broker has done a great job in recommending a Bluestone Home Loan! We’ve been developing innovative home loan solutions that fit the unique needs of Aussies for over 25 years. We’re proud to be consistently recognised and awarded for our service, products and innovative approach.

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Fast

Don't miss out on the perfect property. No more waiting for weeks for a decision.
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Flexible

Each application is assessed and considered by our lending specialists.
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Simple

Our expert team make even the most complex application an easy process.
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Experienced

We’re one of Australia’s most trusted non-bank lenders with 25 years experience.

Your latest market insights

Our curated selection of the latest market insights, guides and tactics to help achieve your property ambitions.

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Market Updates

2025 Spring Property Market Update

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Property Investment

The Rise of SMSF Property Lending

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Property Investment

SMSF Lending Turns 18: From Niche to Mainstream

Testimonials

What borrowers and brokers love about Bluestone 

Bluestone made the whole experience absolutely painless.

Steve W, NSW

29 September, 2022

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Bluestone's customer service is definitely something which other institutions should be striving for.

Neil B, NSW

8 June, 2023

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After being refused by banks, Bluestone was the only one to take the time to evaluate our individual circumstances

Andrea S, NSW

23 September, 2023

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I would recommend Bluestone to anyone with out-of-the-norm home loan needs.

Cory D, QLD

16 December, 2023

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I wouldn't hesitate to recommend Bluestone to anyone requiring a home loan.

Leanne D, QLD

4 March, 2024

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Have Questions?

We’re always here to help! Check out our full list of FAQs or get in touch with our team.

What’s the best way to apply for a loan with Bluestone?

The best way to apply is to take our Find your Fit journey. Answer a few questions to get an indicative idea of your rate and repayments, and leave your contact details so one of our team can get in touch and arrange a time to chat.

Who will help with my loan application? Can I speak to a person if I need to?

Our friendly loan specialists are on hand to help you with your loan application every step of the way. You can get in touch on 1300 608 658, contactus@bluestone.com.au or by filling out our enquiry form here.

How do you work out how much I can borrow?

We take a number of different factors into account when deciding how much you’re eligible to borrow. These include your income, expenses, any other debts and your financial history. We also look at the value of your security property and where it’s located.

Does Bluestone lend to first home buyers?

Yes. Many of our borrowers are first home buyers. However, we don’t accept the first home buyer’s grant.

Can I get help using a guarantor?

No – at Bluestone we don’t accept guarantors on home loans for individuals.