Residential Investor Loans
Are you a seasoned investor growing your property portfolio or thinking about buying an investment property? Our flexible approach may be all it takes to get you reaching your investment goals.
Loan approved
$500,000
Discover our flexible approach
No LMI
Tailored
Flexible income
Fast
The low-down on our loans
Ideal for self-employed clients or those with non-traditional income. We accept alternative documents for income verification like:
- Accountant’s letter
- 6 months business activity statements (BAS)
- 6 months business bank statements
- Tax returns
$3 million
80%
2 to 5 years
30 years
$3 million
80%
2 to 5 years
30 years
To be eligible for a Bluestone Home Loan, you’ll need to be an Australian resident over the age of 18, and meet other eligibility and approval criteria.
Helpful home loan tools and guides
Designed to help you better understand home loan rates, fees, repayments and lingo
Your latest market insights
Our curated selection of the latest market insights, guides and tactics to help achieve your property ambitions.
Testimonials
What borrowers and brokers love about Bluestone
Have Questions?
We’re always here to help! Check out our full list of FAQs or get in touch with our team.
Are investment home loan rates higher?
Are investment home loan rates higher?
Generally speaking, yes, investment home loan rates are commonly higher than rates for homes you live in. This is mainly because there’s more risk for lenders with investment properties.
What is the minimum LVR for a residential investment loan?
What is the minimum LVR for a residential investment loan?
At Bluestone, you can have up to a 90% LVR, if you meet our lending criteria for that threshold.
Can you claim interest on an investment loan?
Can you claim interest on an investment loan?
To determine what you can and cannot claim on your tax return, it’s best if you seek advice from a financial advisor.
Do you offer interest-only terms on investment property loans?
Do you offer interest-only terms on investment property loans?
Yes! Like our owner occupier loans, Borrowers can choose between interest only and principal + interest repayment options for their investment loans also. We recommend speaking to your broker about which option is best for you.
Do you offer loans which consider home equity?
Do you offer loans which consider home equity?
Bluestone does not currently offer any home equity loans.
Can we change our owner-occupied loan to an investment loan?
Can we change our owner-occupied loan to an investment loan?
Yes, of course! Reach out to our customer team here to request the change https://bluestone.com.au/contact-us/
Ready to get started?
Currently our home loans are only available through an accredited broker. Share your details and we’ll point you in the right direction.
