Meet our Leaders

Graham joined Bluestone in August 2024 and brings to the business a broad financial skillset with particular expertise in financial management, business operations and investment execution. Graham has held board and C-suite positions in both public and private companies, most recently as CFO of the ASX listed diversified financial services business MA Financial Group. In this role Graham oversaw a ten-fold growth in both revenue and assets whilst having responsibility for all aspects of finance, treasury and capital management. Graham also led initiatives to set up and grow a multibillion-dollar private credit funds management business and directed the M&A activities which created a direct lending platform.

In his previous role as CFO at private equity owned Redcape Hotel Group, Graham was responsible for all finance, funding and risk management functions and ultimately led the sale and successful exit of the business. After beginning his career in South Africa with a large multinational corporation, Graham moved to the United Kingdom and spent twelve years in a global private investment office. In 2009 Graham relocated to Australia to lead the restructure and turnaround of a conglomerate incorporating a national wealth advisory firm, residential house builder and various property interests.

Angelica joined Bluestone in January 2023 to lead strategy and transformation initiatives. Angelica also oversees Human Resources and the RMG Servicing and Bluestone Servicing teams. 

Angelica has over 20 years of experience in banking and finance organisations. Angelica has held a number of executive management positions with responsibilities across technology and operations. 

Angelica holds a Bachelor of Business Administration and a Masters of Commerce from UNSW. 

Jenny Ronald joined as Bluestone’s Chief Product Officer from November 2023. With a proven history of driving rapid product-led transformations, Jenny has navigated the dynamic landscapes of both fast-growing fintech lenders, such as Athena Home Loans, and major banks such as CBA, Citibank, and Westpac.

Most recently at Athena Home Loans, Jenny spearheaded a transformative product enhancement roadmap, propelling the business into new growth dimensions. Her achievements include diversifying the loan portfolio from a single vanilla basic variable rate to the successful launch of three distinct loan products targeting new market segments. She orchestrated the introduction of multiple major product features, developed four mobile apps, and was instrumental in building a strategic white-label partnership with Mortgage Choice.

Jenny is driven by a passion for digital transformation and business optimisation, aiming to elevate experiences for both customers and staff. Her unique blend of enthusiasm for innovation, commercial acumen, technology and extensive knowledge of home loans, including a deep understanding of Line 1 risk, positions her as a key architect of optimal product solutions.

Jenny holds a Bachelor of Business and a Bachelor of Arts in International Studies from the University of Technology, Sydney.

Milos joined us in February 2022 as the Treasurer and is responsible for the company’s public & private funding programmes. He came to Bluestone from Natixis, where he was responsible for the Australian structured credit solutions business for three years. Prior to this he was with Macquarie in both the UK and Australia across securitisation as well as corporated debt structuring and distribution.

Milos holds a Bachelor of Arts & Bachelor of Commerce (Hons Finance) from UNSW and brings twelve years of debt arranging, structuring, advisory and execution experience across multiple products (with a focus on residential mortgage backed securities) across Australia, Europe, Japan and the US. 

Robert Westgarth joined Bluestone Mortgages in December 2023 as the Head of Originations.  Robert has extensive experience (35+ years) in the finance industry working in senior roles at various domestic and global institutions and a number of start ups and turnaround companies. Robert’s background extends to all areas of credit and risk management covering originations, loan management, collections and policy formulation.  Robert has held a number of Board positions, both public and private companies and has a Bachelor Degree in Economics at Macquarie University.

Nicole Avery joined Bluestone as Chief Marketing Officer in January 2024, bringing a wealth of experience in brand development, marketing and CX across a number of industries including health, entertainment and over 5 years, fintech and lending. Overseeing both broker and borrower communications, brand, media, research, events, PR and digital experience to deliver growth in originations and brand sustainability.