Home loans that are good different
Big bank making it hard? We’re different, considering your individual circumstances. Our flexible criteria means we can help more people like you, get a home loan
Buy a Home
Realise your dreams of owning a home with our owner occupier loans
Invest in Property
Solutions for your next residential investment
SMSF investment
Use your SMSF to invest in residential property
Solutions for any circumstance
Why more borrowers are choosing Bluestone
The Bluestone Home Loans difference
We assess each application on a case-by-case basis to understand your story.
Finding the right broker for you
Currently Bluestone Home Loans are available exclusively via a broker.
1:1 support every step of the way
A dedicated customer service team is here to assist you through the life of your loan
Helpful home loan tools and guides
Designed to help you better understand home loan rates, fees, repayments and lingo
A few tips to help you get started
Discover tools, tips and insights to understand everything the home loan process, managing your loan, proper investment, and more.
Home loan basics, Property investment, Self-employed home loans, The home loan process
Looking to Purchase a Home or Investment Property in 2025?
What Our Customers Are Saying
What customers and brokers love about Bluestone
Have Questions?
We’re always here to help! Check out our full list of FAQs or get in touch with our team.
Am I eligible for a Bluestone home loan?
Am I eligible for a Bluestone home loan?
To be eligible for a Bluestone home loan you need to be:
- An Australian citizen or permanent resident living in Australia
- Over 18 years old
- Employed (includes self-employed)
- Buying or refinancing an established residential property – not off the plan or construction
- An owner occupier or investor (your loan purpose will affect your rates)
- Looking to borrow between $100,000 and $3m.
Does Bluestone charge lender’s mortgage insurance?
Does Bluestone charge lender’s mortgage insurance?
At Bluestone, we don’t charge lender’s mortgage insurance (LMI), however we do charge a risk fee on some of our products.
Does Bluestone offer line of credit?
Does Bluestone offer line of credit?
Yes. We offer a line of credit of up to $500,000 on Prime and and Near Prime full doc and $200,000 on other products except for Specialist +.
Can I get a home loan if I’m bankrupt?
Can I get a home loan if I’m bankrupt?
Depending on your circumstances you may be able to get a home loan if you have a previous bankruptcy. Our Specialist and Specialist+ products are intended to help borrowers who are recovering from previous difficulties. Find out more here or call us on 13 25 83 to talk to a loan specialist about your individual situation.