SMSF Residential Investment
Looking to use the power of your Self-Managed Super Fund to invest in property and grow your portfolio for retirement? With the help of your broker and our SMSF lending specialists, your future retirement could be looking bright.
Variable rates
starting from 7.34%
What we offer
- Flexible income verification
- No Lenders Mortgage Insurance (LMI)
- Up to 80% LVR
Principal + Interest SMSF Residential Investment Rates at a glance
| SMSF | |
| Rates from | 7.34% – 8.14% p.a.* |
| Comparison Rates | 7.61% – 8.41% p.a.** |
| LVR up to | 80% |
| Borrow up to | $1.5M |
Check out our full rates and fees, inlcuding Interest Only rates
* Rates vary depending on a number of factors including individual credit risk, stability of income, LVR, the length of the term of a loan, the amount borrowed, the purpose of the loan and prevailing market conditions. All interest rates quoted are for new business only, are expressed as a nominal annual percentage rate and are subject to change.
** Comparison rate: Any comparison rate displayed is based on secured credit of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Eligibility criteria
To be eligible for a Bluestone Home Loan, your client needs to:
- Be over 18
- Be an Australian citizen
- Have a credit profile
Helpful home loan tools and guides
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A few tips to help you get started
Discover tools, tips and insights to understand everything the home loan process, managing your loan, proper investment, and more.
Home loan basics, Property investment, Self-employed home loans, The home loan process
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Have Questions?
We’re always here to help! Check out our full list of FAQs or get in touch with our team.
Can this investment loan be used for rural property?
Can this investment loan be used for rural property?
Our SMSF loan is available for rural residential properties up to 2 hectares. Other criteria may apply, so we recommend speaking to your broker for advice on your eligibility.
Would we pay capital gains if we use SMSF for a residential investment?
Would we pay capital gains if we use SMSF for a residential investment?
The capital gains tax is aligned to the broader capital gains tax rules within superannuation. We recommend you speak with your financial adviser to consider your personal circumstances.
What fees are a part of this loan package?
What fees are a part of this loan package?
There are loan creation and ongoing fees related to the SMSF residential investment loans product. You can see the more common fees at https://bluestone.com.au/our-rates/. Refer to your loan documentation for confirmation on the fees that relate to you.
Can this be used for overseas properties (outside of Australia)?
Can this be used for overseas properties (outside of Australia)?
Our loans can only be used for Australian domiciled properties.
Ready to get started?
Currently our home loans are only available through an accredited broker. Share your details and we’ll point you in the right direction.
