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This calculator is accurate at the date of use and may not include rate and fee changes made after this date. The calculated results are based on information you have provided in the calculator and are to be used as a guide only. The interest rates may not reflect the true interest rates and the formula used for the purpose of calculating estimated home loan repayments is based on the assumption that interest rates remain constant for the chosen loan term. The output of the calculator does not constitute a quote, pre-qualification, approval for credit or an offer for credit. Your interest rate, repayments and interest payable may differ once a full application is completed and all details are assessed.