Frequently Asked Questions

Home loans, mortgages, SMSF, LMI… we get it, the whole home loan thing can be confusing so we’ve answered the most common questions here.

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Commercial Property Loans

Do you offer alt-doc or self-employed commercial loans?

Absolutely. Self-employed borrowers can apply for our loans with a variety of documentation, depending on how long the business has been up and running for.

Accepted documents may include:

  • Accountant’s letter
  • 6 months business activity statements (BAS)
  • 6 months business bank statements
  • Tax returns
Do you offer SMSF commercial loans?

Yes, our SMSF Property Investor Loan can be used to fund eligible commercial and residential investment properties in a compliant loan structure.

What types of commercial properties can be purchased?

We support a wide range of commercial property types, especially those with strong demand and broad usability. These include:

  • Strata office suites
  • Small warehouses
  • Retail shops
  • Light industrial units
  • Strata office suites
  • Mixed residential and commercial premises
What can commercial property loans be used for?

Bluestone Commercial Property Loans are designed with flexibility in mind and can be used for a range of purposes, including:
• Purchasing commercial property – whether for owner-occupation or investment
• Refinancing existing commercial loans – to consolidate or access better terms
• Accessing equity – for business growth, renovations, or other commercial needs

Construction Loans

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Managing my Bluestone loan

Our home loans

Owner Occupied Home Loan Product

Purchasing with Bluestone

Residential Investor Home Loan Product

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