What fixed rates do you offer?
Currently we only offer variable rates. Find out what rate you’d likely get by chatting to your broker.
Frequently Asked Questions
Home loans, mortgages, SMSF, LMI… we get it, the whole home loan thing can be confusing so we’ve answered the most common questions here.
Close results
Search results
About Bluestone?
Home loan jargon
Home Loan Repayment Calculator
Managing my Bluestone loan
Our home loans
Owner Occupied Home Loan Product
What is your loan eligibility criteria?
As a non-bank lender, we generally have more flexible eligibility criteria than the traditional big banks.
Being a non-bank lender, we have the opportunity to provide flexible lending solutions that suit people who are self-employed, have low-documentation or alternative income, as well as those who may even have an imperfect credit history.
Do you have unconditional approval?
Yes, unconditional approval is when you have applied and been approved for a loan. Unlike pre-approval, unconditional approval is a guarantee that you will be able to borrow a certain amount.
Do you offer interest-only terms?
We sure do! You can choose between principal and interest or interest only repayments. Check with your broker or adviser for which option is best for you.
How does Bluestone consider second mortgages?
Bluestone does not currently offer second mortgages.
Purchasing with Bluestone
Residential Investor Home Loan Product
Short Listings
SMSF Product
Can't find the answer you were looking for?
Get in touch with our helpful customer service team who will be able to assist you in getting all the info you're looking for.
Contact us