Bluestone Broker Insights Draw – Terms and Conditions

This Draw is conducted by Bluestone Servicing Pty Ltd ABN 29 122 698 328 (Bluestone). To be eligible for the Draw you must:

  • Complete a Bluestone Broker Insights Survey
  • Submit the completed survey between 9AM on 17 March 2026 (AEST) and ends at 11.59PM on 2 April 2026 (AEST).

By participating in the Draw, you acknowledge and agree to the following:

  1. Entry for participation in the Draw is free and voluntary.
  2. You must be over the 18 years old to enter the Draw.
  3. You are ineligible from entry if you are an employee of Bluestone or its related bodies corporate.
  4. Only one entry is permitted per entrant. Multiple entries are not permitted.
  5. By submitting a completed survey you will enter the draw to win one of five $100 digital gift cards from GiftPay Gift Cards Australia (a Prize). The total prize pool is $500.
  6. GiftPay gift cards are issued by Unified Incentives Pty Ltd and are subject to its terms and conditions. Prizes are not transferable or exchangeable and cannot be redeemed for cash.
  7. Each entrant is eligible to win one Prize. To claim a Prize you must be able to accept a digital gift card.
  8. If you wish to raise a dispute concerning the conduct of the draw or claiming a Prize please contact us at marketing@bluestone.com.au
  9. The Draw will take place on 7 April 2026.
  10. Winners will be notified by the email address provided in their survey response within 5 business days of the draw being completed (11 April 2026)
  11. A winner will have 30 days from the Notification Date to claim their Prize.
  12. If any of the Prizes remain unclaimed by 7 May 2026 Bluestone will conduct a redetermination draw for the unclaimed Prizes.
  13. Bluestone reserves the right to verify the eligibility of entrants.
  14. By participating in this Draw, you agree too Bluestone collecting and using your personal information for the purposes of the Draw. Any personal information collected during the survey will be handled in accordance with our Privacy Policy. https://bluestone.com.au/privacy-policy/

Have Questions?

We’re always here to help! Check out our full list of FAQs or get in touch with our team.

How are home loan repayments calculated?

Home loan repayments are typically calculated daily and paid monthly, based on the interest rate for the chosen term for the interest portion of your repayment. For your principal repayment, your initial borrowing rate is divided by the months or fortnights in your loan term. These two amounts are then added and repayed on your chosen schedule. Bluestone’s repayment calculator is only a guide, particularly because we assume your interest rate will remain fixed through the whole term of the mortgage, which is often not the case in Australia.

What other tools do you have?

We have a range of resources to help you understand your mortgages options in our insights section. We’re also working on a few more useful calculators for you in the background.

Does your repayment calculator consider any impact from an offset account? What about lump sum repayments?

At the moment, no, our repayment calculator does not consider the impact of an offset account on interest accrued. So, if you have an offset, assume you’ll be a little bit quicker to pay off your mortgage than the projections we share in the graph. For accurate repayment insights that consider strategies like paying lump sums and utilising an offset account, we recommend speaking to your broker or seeking professional financial advice.