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Following the RBA’s cash rate increase, variable rates for eligible customers will increase by 0.25% p.a. effective 10 Nov 2026.More information here.

Resources

Browse our library of handy tips, guides and expert insights designed to assist you at any stage of your property journey.

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Calculators

Designed to assist you at any stage of your home loan journey

Repayment calculator

How much do I need to repay each month and how do I calculate it?

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LVR calculator

How much deposit do I need?

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Account management

Application forms

Hardship resources

Helpful guides

Your latest market insights

Our curated selection of the latest market insights, guides and tactics to help achieve your property ambitions.

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27 May, 2025

Keeping Your Home Loan CCR Healthy

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22 April, 2025

Home Loan Guide

So, you need to apply for a home loan but don’t know where to start. The question: “Can I even get a loan?,” starts to circulate in your head. It…

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22 April, 2025

Can’t meet your home loan repayments?

Not being able to afford your home loan repayments is a very real predicament for some homeowners dealing with unexpected financial challenges. Financial or hardship assistance could provide you with…

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19 February, 2025

Good news: We’re passing on the RBA rate cut

For the first time in nearly 5 years, the Reserve Bank of Australia (RBA) announced a rate cut on Tuesday 18 Feb 2025. Bringing relief to many borrowers and hopeful…

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7 February, 2025

25 Years of Supporting Unique Financial Journeys

Bluestone Home Loans is proudly celebrating 25 years of helping people achieve their dream of homeownership.   From humble beginnings as a non-bank lender to becoming a trusted partner for…

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10 January, 2025

Overcoming Post-Holiday Debt to Improve Your Finances

The holiday season is often filled with joy, celebration, and great memories. However, it can also bring financial strain that many Australians face during the first months of the year.  …

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16 December, 2024

Looking to Purchase a Home or Investment Property in 2025?

Many Australians are turning their sights to 2025, eyeing a potential home purchase or property investment. Whether you’re a first-time buyer or a seasoned investor, it’s essential to consider multiple…

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8 November, 2024

The Ultimate Credit Score Guide: How It Impacts Home Loan Approval 

Credit scores matter, but they don’t tell the whole story. Especially if life’s thrown a few curveballs your way. Read on as we explain what a credit score is, how it can affect your home loan application,…

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8 November, 2024

Understanding Home Valuations: What You Need to Know

When applying for a home loan, one of the key steps in the process is the home valuation. A home valuation determines the value of the property you intend to…

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