Refinancing and Debt Consolidation

Refinancing could give your financial situation a boost. It’s a chance to access equity, consolidate debts and review your current home loan setup.

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Loan approved

$500,000

Our secret? It’s the Bluestone difference

Your broker has done a great job in recommending a Bluestone Home Loan! We’ve been developing innovative home loan solutions that fit the unique needs of Aussies for over 25 years. We’re proud to be consistently recognised and awarded for our service, products and innovative approach.

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Fast

Lightening-fast turn-around times keep things moving.
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Flexible

Credit hiccup or varying income? No worries.
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Simple

We make the most complex applications a breeze.
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Experienced

With 25 years experience, you're in safe hands.

How we could help refinance your home loan

  • Flexible income verification, helpful if you’re self-employed, rely on commission, or have been a gifted your deposit.
  • Accommodating varying employment history.
  • Applications with imperfect credit history considered e.g. debts, missed payments and defaults.
  • Unlimited debt consolidation, including ATO debt and
business loans.

Discover our home loan products

Ready to crunch the numbers?

Understanding the financial impact of your new loan will help plan your budget, alongside your expenses.

Your latest market insights

Our curated selection of the latest market insights, guides and tactics to help achieve your property ambitions.

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Market Updates

2025 Spring Property Market Update

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Property Investment

The Rise of SMSF Property Lending

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Property Investment

SMSF Lending Turns 18: From Niche to Mainstream

Testimonials

What borrowers and brokers love about Bluestone 

Bluestone made the whole experience absolutely painless.

Steve W, NSW

29 September, 2022

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Bluestone's customer service is definitely something which other institutions should be striving for.

Neil B, NSW

8 June, 2023

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After being refused by banks, Bluestone was the only one to take the time to evaluate our individual circumstances

Andrea S, NSW

23 September, 2023

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I would recommend Bluestone to anyone with out-of-the-norm home loan needs.

Cory D, QLD

16 December, 2023

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I wouldn't hesitate to recommend Bluestone to anyone requiring a home loan.

Leanne D, QLD

4 March, 2024

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