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Home loans for
more Aussies.

Variable home loan rate


Comparison rate**


Find your loan solution

No credit scoring

We take time to understand your unique circumstances.

Fast application assessment

Get a decision in days, not weeks.

No-fees offset facility

Use your savings to reduce the interest on your loan.

No lender’s mortgage insurance

Or risk fees on Bluestone Prime home loans.

We'll help find a home loan that fits you

Our loans are built to suit borrowers from a wide range of different circumstances.

We know from experience that one size doesn’t fit all. We are experts in home loans, residential investment property finance, refinancing and debt consolidation – catering to borrowers mainstream lenders may not service.

Find your loan solution

Find out your repayments

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What our customers are saying

" The customer service from this lender was outstanding. I was unconditional within days of submitting my application. Thank you Jess for making our dreams come true. "

Cherie O, NSW

" My mortgage specialist Jessica Wilson was the best broker/mortgage provider I have ever dealt with. I have owned a few homes before and never have I had such great service. "

Liza O, QLD

" Jessica was extremely helpful and supportive from application to settlement. She found me the best possible rate and time frame for my home loan. Given the current climate, Jessica's attention to detail made me feel comfortable and supported. "

Maris E, QLD

" Bluestone made the whole experience absolutely painless. "

Steve W, NSW

" Bluestone's customer service is definitely something which other institutions should be striving for. "

Neil B, NSW

" I wouldn't hesitate to recommend Bluestone to anyone requiring a home loan. "

Leanne D, QLD

" My sincere appreciation and thanks to Hai for his outstanding customer service throughout my mortgage refinance with Bluestone. My case was a bit complicated but Hai took the time to explain and workshop through options available that best suited my situation. "

Tom T, NSW

A partnership to benefit the community

The team at Bluestone Home Loans is extremely excited to be part of the Penrith Panthers community as a major partner. Panthers fans and members can enjoy a bunch of benefits, including exclusive offers, future financial literacy workshops to enable homeownership goals, and support of the Panthers Junior Leagues.

More about our community values

1 try = 100 trees planted

Trees for tries

As part of our partnership, we’re working with the Panthers to create a greener Australia for everyone. For every try the Panthers score this season, Bluestone will plant 100 trees to aid in the recovery of bushfire-affected regions and restore vital wildlife habitat via the reforestation non-profit One Tree Planted.

Ready to get started on finding your loan solution?

Tell us a bit about yourself to get our recommendation for your best Bluestone home loan fit.

Things we’ll ask about:

  1. Your employment situation
  2. Your credit history (don’t worry, no credit check!)
  3. How you want to prove your income, if you’re self-employed
Find your loan solution