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Insights & News
Stay updated on the latest insights and news
Rate Change Notice for Existing Amplify Variable Rate Customers
Following the RBA’s February 2026 decision to increase the cash rate by 0.25% p.a.,…
Rate Change Notice for Existing Connective Variable Rate Customers
Following the RBA’s February 2026 decision to increase the cash rate by 0.25% p.a.,…
Rate Change Notice for Existing Bluestone Variable Rate Customers
Following the RBA’s February 2026 decision to increase the cash rate by 0.25% p.a.,…
Have Questions?
We’re always here to help! Check out our full list of FAQs or get in touch with our team.
Am I eligible for a Bluestone home loan?
Am I eligible for a Bluestone home loan?
To be eligible for a Bluestone home loan you need to be:
- An Australian citizen or permanent resident living in Australia
- Over 18 years old
- Employed (includes self-employed)
- Buying or refinancing an established residential property – not off the plan or construction
- An owner occupier or investor (your loan purpose will affect your rates)
- Looking to borrow between $100,000 and $3m.
Does Bluestone charge lender’s mortgage insurance?
Does Bluestone charge lender’s mortgage insurance?
At Bluestone, we don’t charge lender’s mortgage insurance (LMI), however we do charge a risk fee on some of our products.
Can I get a home loan if I’m bankrupt?
Can I get a home loan if I’m bankrupt?
Depending on your circumstances you may be able to get a home loan if you have a previous bankruptcy. Our Specialist and Specialist+ products are intended to help borrowers who are recovering from previous difficulties. Find out more here or call us on 13 25 83 to talk to a loan specialist about your individual situation.