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Customers of Connective Elevate Home Loans: 9 November 2023
Effective Thursday 9 November 2023, all variable interest rates will increase between 0.25% and 0.35%…
Have Questions?
We’re always here to help! Check out our full list of FAQs or get in touch with our team.
Am I eligible for a Bluestone home loan?
Am I eligible for a Bluestone home loan?
To be eligible for a Bluestone home loan you need to be:
- An Australian citizen or permanent resident living in Australia
- Over 18 years old
- Employed (includes self-employed)
- Buying or refinancing an established residential property – not off the plan or construction
- An owner occupier or investor (your loan purpose will affect your rates)
- Looking to borrow between $100,000 and $3m.
Does Bluestone charge lender’s mortgage insurance?
Does Bluestone charge lender’s mortgage insurance?
At Bluestone, we don’t charge lender’s mortgage insurance (LMI), however we do charge a risk fee on some of our products.
Does Bluestone offer line of credit?
Does Bluestone offer line of credit?
Yes. We offer a line of credit of up to $500,000 on Prime and and Near Prime full doc and $200,000 on other products except for Specialist +.
Can I get a home loan if I’m bankrupt?
Can I get a home loan if I’m bankrupt?
Depending on your circumstances you may be able to get a home loan if you have a previous bankruptcy. Our Specialist and Specialist+ products are intended to help borrowers who are recovering from previous difficulties. Find out more here or call us on 13 25 83 to talk to a loan specialist about your individual situation.