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Browse our library of handy tips, guides and expert insights designed to assist you at any stage of your home loan journey.

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Insights & News

Stay updated on the latest insights and news

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Personal Finance

The Ultimate Credit Score Guide: How Score Impacts Home Loan Approval 

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Home loan basics

Understanding Home Valuations: What You Need to Know

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Home loan basics

Understanding Your Borrowing Power: A Guide for Home Loan Borrowers 

Customers of Connective Elevate Home Loans: 9 November 2023

Effective Thursday 9 November 2023, all variable interest rates will increase between 0.25% and 0.35%…

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Have Questions?

We’re always here to help! Check out our full list of FAQs or get in touch with our team.

Am I eligible for a Bluestone home loan?

To be eligible for a Bluestone home loan you need to be:

  • An Australian citizen or permanent resident living in Australia
  • Over 18 years old
  • Employed (includes self-employed)
  • Buying or refinancing an established residential property – not off the plan or construction
  • An owner occupier or investor (your loan purpose will affect your rates)
  • Looking to borrow between $100,000 and $3m.

Does Bluestone charge lender’s mortgage insurance?

At Bluestone, we don’t charge lender’s mortgage insurance (LMI), however we do charge a risk fee on some of our products.

Does Bluestone offer line of credit?

Yes. We offer a line of credit of up to $500,000 on Prime and and Near Prime full doc and $200,000 on other products except for Specialist +.

Can I get a home loan if I’m bankrupt?

Depending on your circumstances you may be able to get a home loan if you have a previous bankruptcy. Our Specialist and Specialist+ products are intended to help borrowers who are recovering from previous difficulties. Find out more here or call us on 13 25 83 to talk to a loan specialist about your individual situation.